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Single Family ResidenceResidential
$490,000$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,000 on Mar 25, 2026

7865 BLUFF RIDGE RD

BESSEMER, AL 35022
3
Beds
2
Baths
3,046 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$490K
$426K low$554K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,000 · Mar 25, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$204,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$163,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$256,000
LENDERS NETWORK · recorded Jul 20, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
PORTER CAP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,799 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,960 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$412,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJEFFERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.6.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 356 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
McAdory Middle SchoolA-
Middle · Grades 6–8 · 3.4 mi
H
McAdory High SchoolD+
High · Grades 9–12 · 3.6 mi
E
McCalla Elementary SchoolA-
Elementary · Grades PK–5 · 5.2 mi

District: Jefferson County School District

Neighborhood · ZIP 35022These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,613
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.382 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,379
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,024
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7865 Bluff Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Bessemer 35022
  • Bigger than 96% of homes in Bessemer 35022
  • Has a bigger lot than 98% of homes in Jefferson County
  • Newer than 77% of homes in Jefferson County

What homes are worth in Bessemer 35022

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$597K

This home is worth more than 94% of homes in Bessemer 35022.

How it measures up in Bessemer 35022

The dot is this home. The mark in the middle is the typical home in Bessemer 35022.

Estimated value$490,000
CheaperTypical $256,526Pricier

Pricier than 94% of homes nearby

Price per ft²$161
CheaperTypical $148Pricier

Pricier than 60% of homes nearby

Living area3,046 ft²
SmallerTypical 1,652 ft²Bigger

Bigger than 96% of homes nearby

Lot size6 ac
SmallerTypical 0.46 acBigger

Bigger than 95% of homes nearby

Year built1994
OlderTypical 2002Newer

Newer than 39% of homes nearby

How 7865 Bluff Ridge Rd ranks against every home in each area.
MeasureThis homeBessemer 35022Jefferson County
Estimated valuepricier than$490,00094% of homes86% of homes
Price per ft²pricier than$16160% of homes62% of homes
Living areabigger than3,046 ft²96% of homes93% of homes
Lot sizebigger than6 ac95% of homes98% of homes
Year builtnewer than199439% of homes77% of homes

About 7865 Bluff Ridge Rd

How much is 7865 Bluff Ridge Rd, Bessemer, AL worth?

The TopHap Estimate for 7865 Bluff Ridge Rd, Bessemer, AL is $490,000 as of Jul 14, 2026. The likely range is $425,570 to $554,430. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7865 Bluff Ridge Rd, Bessemer, AL last sell?

7865 Bluff Ridge Rd, Bessemer, AL last sold on Mar 25, 2026 for $1,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 7865 Bluff Ridge Rd, Bessemer, AL?

7865 Bluff Ridge Rd, Bessemer, AL has 3 bedrooms, 2 bathrooms, 3,046 square feet of living space and a 6.00-acre lot.

When was 7865 Bluff Ridge Rd, Bessemer, AL built?

7865 Bluff Ridge Rd, Bessemer, AL was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 7865 Bluff Ridge Rd, Bessemer, AL?

7865 Bluff Ridge Rd, Bessemer, AL is assigned to McAdory Middle School (middle), rated A-; McAdory High School (high), rated D+; McCalla Elementary School (elementary), rated A-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7865 Bluff Ridge Rd, Bessemer, AL compare to other homes in Bessemer 35022?

Among the 9,592 homes in Bessemer 35022, it is worth more than 94% of them ($490,000 against a typical $256,526), its price per square foot is higher than 60% of them ($161 against a typical $148), it is bigger than 96% of them (3,046 ft² against a typical 1,652 ft²), its lot is bigger than 95% of them (6 ac against a typical 0.46 ac) and it is newer than 39% of them (1994 against a typical 2002). Measured against all of Jefferson County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7865 Bluff Ridge Rd, Bessemer, AL?

The 2025 property tax bill for 7865 Bluff Ridge Rd, Bessemer, AL was $1,799. The county assessed it at $36,960.

Closest homes

More homes in Bessemer 35022

Assigned schools

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