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Single Family ResidenceResidential
$159,714$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $155,000 on Jun 3, 2025

7865 STATE ROUTE 20

WATERVILLE, NY 13480
2
Beds
1
Baths
858 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$160K
$135K low$184K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · Jun 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,746 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,919

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyONEIDA
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 50 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Memorial Park Elementary SchoolC-
Elementary · Grades PK–6 · 1.5 mi
M
Waterville Jr/Sr High SchoolB-
Middle · Grades 7–12 · 1.5 mi

District: Waterville Central School District

Neighborhood · ZIP 13480These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,199
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,677
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7865 State Route 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Oneida County
  • Costs more per square foot than 91% of homes in Waterville 13480
  • Smaller than 95% of homes in Waterville 13480
  • Has a smaller lot than 69% of homes in Waterville 13480
  • Older than 78% of homes in Oneida County

What homes are worth in Waterville 13480

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$447K

This home is worth more than 28% of homes in Waterville 13480.

How it measures up in Waterville 13480

The dot is this home. The mark in the middle is the typical home in Waterville 13480.

Estimated value$159,714
CheaperTypical $197,048Pricier

Pricier than 28% of homes nearby

Price per ft²$186
CheaperTypical $119Pricier

Pricier than 91% of homes nearby

Living area858 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.48 ac
SmallerTypical 1.09 acBigger

Bigger than 31% of homes nearby

Year built1910
OlderTypical 1920Newer

Newer than 47% of homes nearby

How 7865 State Route 20 ranks against every home in each area.
MeasureThis homeWaterville 13480Oneida County
Estimated valuepricier than$159,71428% of homes20% of homes
Price per ft²pricier than$18691% of homes73% of homes
Living areabigger than858 ft²5% of homes5% of homes
Lot sizebigger than0.48 ac31% of homes59% of homes
Year builtnewer than191047% of homes22% of homes

About 7865 State Route 20

How much is 7865 State Route 20, Waterville, NY worth?

The TopHap Estimate for 7865 State Route 20, Waterville, NY is $159,714 as of Sep 24, 2026. The likely range is $135,236 to $184,192. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7865 State Route 20, Waterville, NY last sell?

7865 State Route 20, Waterville, NY last sold on Jun 3, 2025 for $155,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 7865 State Route 20, Waterville, NY?

7865 State Route 20, Waterville, NY has 2 bedrooms, 1 bathrooms and 858 square feet of living space.

When was 7865 State Route 20, Waterville, NY built?

7865 State Route 20, Waterville, NY was built in 1910, making it 116 years old. It is a traditional/old home. The building has 1 story.

What schools serve 7865 State Route 20, Waterville, NY?

7865 State Route 20, Waterville, NY is assigned to Memorial Park Elementary School (elementary), rated C-; Waterville Jr/Sr High School (middle), rated B-. All sit in Waterville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7865 State Route 20, Waterville, NY compare to other homes in Waterville 13480?

Among the 1,199 homes in Waterville 13480, it is worth more than 28% of them ($159,714 against a typical $197,048), its price per square foot is higher than 91% of them ($186 against a typical $119), it is bigger than 5% of them (858 ft² against a typical 1,716 ft²), its lot is bigger than 31% of them (0.48 ac against a typical 1.09 ac) and it is newer than 47% of them (1910 against a typical 1920). Measured against all of Oneida County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7865 State Route 20, Waterville, NY?

The 2026 property tax bill for 7865 State Route 20, Waterville, NY was $1,746. The county assessed it at $36,000.

More homes on State Route 20

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Assigned schools

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