Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$433,046$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

79 KELLEY ST

THREE RIVERS, MA 01080
3
Beds
1.5
Baths
2,250 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$433K
$347K low$519K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,046
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,237
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$196,000
OXFORD LENDING GROUP · E · recorded Jul 21, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$93,000
LUSO FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,358 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$458,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$365,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$417,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$429,115

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.6.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Mill PondD+
Elementary · Grades PK–6 · 1.3 mi
M
Palmer High SchoolC+
Middle · Grades 7–12 · 1.4 mi

District: Palmer School District

Neighborhood · ZIP 01080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,024 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,192
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,572
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

79 Kelley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Three Rivers 01080
  • Costs less per square foot than 85% of homes in Three Rivers 01080
  • Bigger than 81% of homes in Three Rivers 01080
  • Has a bigger lot than 98% of homes in Three Rivers 01080
  • Newer than 96% of homes in Three Rivers 01080

What homes are worth in Three Rivers 01080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$448K

This home is worth more than 97% of homes in Three Rivers 01080.

How it measures up in Three Rivers 01080

The dot is this home. The mark in the middle is the typical home in Three Rivers 01080.

Estimated value$433,046
CheaperTypical $311,207Pricier

Pricier than 97% of homes nearby

Price per ft²$192
CheaperTypical $238Pricier

Pricier than 15% of homes nearby

Living area2,250 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 81% of homes nearby

Lot size6.34 ac
SmallerTypical 0.29 acBigger

Bigger than 98% of homes nearby

Year built1996
OlderTypical 1945Newer

Newer than 96% of homes nearby

How 79 Kelley St ranks against every home in each area.
MeasureThis homeThree Rivers 01080Hampden County
Estimated valuepricier than$433,04697% of homes75% of homes
Price per ft²pricier than$19215% of homes16% of homes
Living areabigger than2,250 ft²81% of homes79% of homes
Lot sizebigger than6.34 ac98% of homes96% of homes
Year builtnewer than199696% of homes90% of homes

About 79 Kelley St

How much is 79 Kelley St, Three Rivers, MA worth?

The TopHap Estimate for 79 Kelley St, Three Rivers, MA is $433,046 as of Jul 14, 2026. The likely range is $346,737 to $519,355. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 79 Kelley St, Three Rivers, MA last sell?

79 Kelley St, Three Rivers, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 79 Kelley St, Three Rivers, MA?

79 Kelley St, Three Rivers, MA has 3 bedrooms, 1.5 bathrooms, 2,250 square feet of living space and a 6.34-acre lot.

When was 79 Kelley St, Three Rivers, MA built?

79 Kelley St, Three Rivers, MA was built in 1996, making it 30 years old. It is a contemporary home. The building has 2 stories.

What schools serve 79 Kelley St, Three Rivers, MA?

79 Kelley St, Three Rivers, MA is assigned to Old Mill Pond (elementary), rated D+; Palmer High School (middle), rated C+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 79 Kelley St, Three Rivers, MA compare to other homes in Three Rivers 01080?

Among the 686 homes in Three Rivers 01080, it is worth more than 97% of them ($433,046 against a typical $311,207), its price per square foot is higher than 15% of them ($192 against a typical $238), it is bigger than 81% of them (2,250 ft² against a typical 1,408 ft²), its lot is bigger than 98% of them (6.34 ac against a typical 0.29 ac) and it is newer than 96% of them (1996 against a typical 1945). Measured against all of Hampden County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 79 Kelley St, Three Rivers, MA?

The 2025 property tax bill for 79 Kelley St, Three Rivers, MA was $8,358. The county assessed it at $458,500.

Closest homes

More homes in Three Rivers 01080

Assigned schools

Explore the area

See this home in context

Open 79 Kelley St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map