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Rural ResidenceResidential
$366,706$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

7981 SW STATE ROUTE J

OSBORN, MO 64474
0
Baths
1,517 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
78 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$367K
$307K low$426K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$366,706
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$293,365

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$747 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,320 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,970
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$68,802

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.174 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyDeKalb
Lot (acres)The size of the land the home sits on, from county records.78.00

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stewartsville Elementary SchoolD+
Elementary · Grades PK–6 · 4.5 mi
M
Stewartsville High SchoolC-
Middle · Grades 7–12 · 4.5 mi

District: Stewartsville C-2 School District

Neighborhood · ZIP 64474These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,646
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,316
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7981 Sw State Route J measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Osborn 64474
  • Costs more per square foot than 81% of homes in Osborn 64474
  • Has a bigger lot than 90% of homes in DeKalb County
  • Older than 74% of homes in DeKalb County

What homes are worth in Osborn 64474

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$714K

This home is worth more than 74% of homes in Osborn 64474.

How it measures up in Osborn 64474

The dot is this home. The mark in the middle is the typical home in Osborn 64474.

Estimated value$366,706
CheaperTypical $249,337Pricier

Pricier than 74% of homes nearby

Price per ft²$242
CheaperTypical $155Pricier

Pricier than 81% of homes nearby

Living area1,517 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 48% of homes nearby

Lot size78 ac
SmallerTypical 3 acBigger

Bigger than 81% of homes nearby

Year built1948
OlderTypical 1969Newer

Newer than 37% of homes nearby

How 7981 Sw State Route J ranks against every home in each area.
MeasureThis homeOsborn 64474DeKalb County
Estimated valuepricier than$366,70674% of homes70% of homes
Price per ft²pricier than$24281% of homes74% of homes
Living areabigger than1,517 ft²48% of homes52% of homes
Lot sizebigger than78 ac81% of homes90% of homes
Year builtnewer than194837% of homes26% of homes

About 7981 Sw State Route J

How much is 7981 Sw State Route J, Osborn, MO worth?

The TopHap Estimate for 7981 Sw State Route J, Osborn, MO is $366,706 as of Jul 14, 2026. The likely range is $307,343 to $426,069. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 7981 Sw State Route J, Osborn, MO?

7981 Sw State Route J, Osborn, MO has 1,517 square feet of living space and a 78.00-acre lot.

When was 7981 Sw State Route J, Osborn, MO built?

7981 Sw State Route J, Osborn, MO was built in 1948, making it 78 years old. The building has 2 stories.

What schools serve 7981 Sw State Route J, Osborn, MO?

7981 Sw State Route J, Osborn, MO is assigned to Stewartsville Elementary School (elementary), rated D+; Stewartsville High School (middle), rated C-. All sit in Stewartsville C-2 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7981 Sw State Route J, Osborn, MO compare to other homes in Osborn 64474?

Among the 370 homes in Osborn 64474, it is worth more than 74% of them ($366,706 against a typical $249,337), its price per square foot is higher than 81% of them ($242 against a typical $155), it is bigger than 48% of them (1,517 ft² against a typical 1,564 ft²), its lot is bigger than 81% of them (78 ac against a typical 3 ac) and it is newer than 37% of them (1948 against a typical 1969). Measured against all of DeKalb County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7981 Sw State Route J, Osborn, MO?

The 2025 property tax bill for 7981 Sw State Route J, Osborn, MO was $747. The county assessed it at $10,320.

Closest homes

More homes in Osborn 64474

Assigned schools

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