Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$406,639$408 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $133,000 on Jun 23, 1989

8012 CIPHER ROW

JESSUP, MD 20794
2
Baths
996 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$407K
$387K low$427K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$133,000 · Jun 23, 1989
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,639
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,911
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$253,000
WELLS FARGO BANK NA · recorded Oct 26, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
WACHOVIA BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,595 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$362,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$179,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$182,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$343,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$362,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 196 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Patuxent Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
E
Bollman Bridge Elementary SchoolC
Elementary · Grades PK–5 · 0.4 mi
H
Guilford Park High SchoolB-
High · Grades 9–12 · 1.1 mi

District: Howard County Public Schools

Neighborhood · ZIP 20794These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.21,141
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,033 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,550
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,643
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8012 Cipher Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Howard County
  • Costs more per square foot than 95% of homes in Jessup 20794
  • Smaller than 95% of homes in Howard County
  • Has a smaller lot than 76% of homes in Howard County
  • Older than 76% of homes in Jessup 20794

What homes are worth in Jessup 20794

Each bar is how many homes fall in that price range. The marker is this home.

This home
$313K$865K

This home is worth more than 27% of homes in Jessup 20794.

How it measures up in Jessup 20794

The dot is this home. The mark in the middle is the typical home in Jessup 20794.

Estimated value$406,639
CheaperTypical $478,482Pricier

Pricier than 27% of homes nearby

Price per ft²$408
CheaperTypical $294Pricier

Pricier than 95% of homes nearby

Living area996 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.14 ac
SmallerTypical 0.19 acBigger

Bigger than 30% of homes nearby

Year built1982
OlderTypical 1988Newer

Newer than 24% of homes nearby

How 8012 Cipher Row ranks against every home in each area.
MeasureThis homeJessup 20794Howard County
Estimated valuepricier than$406,63927% of homes16% of homes
Price per ft²pricier than$40895% of homes93% of homes
Living areabigger than996 ft²6% of homes5% of homes
Lot sizebigger than0.14 ac30% of homes24% of homes
Year builtnewer than198224% of homes33% of homes

About 8012 Cipher Row

How much is 8012 Cipher Row, Jessup, MD worth?

The TopHap Estimate for 8012 Cipher Row, Jessup, MD is $406,639 as of Jul 14, 2026. The likely range is $386,608 to $426,670. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8012 Cipher Row, Jessup, MD last sell?

8012 Cipher Row, Jessup, MD last sold on Jun 23, 1989 for $133,000, according to the county's recorded deed.

How big is 8012 Cipher Row, Jessup, MD?

8012 Cipher Row, Jessup, MD has 2 bathrooms, 996 square feet of living space and a 0.14-acre lot.

When was 8012 Cipher Row, Jessup, MD built?

8012 Cipher Row, Jessup, MD was built in 1982, making it 44 years old. It is a split foyer home. The building has 1 story.

What schools serve 8012 Cipher Row, Jessup, MD?

8012 Cipher Row, Jessup, MD is assigned to Patuxent Middle School (middle), rated B-; Bollman Bridge Elementary School (elementary), rated C; Guilford Park High School (high), rated B-. All sit in Howard County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8012 Cipher Row, Jessup, MD compare to other homes in Jessup 20794?

Among the 2,773 homes in Jessup 20794, it is worth more than 27% of them ($406,639 against a typical $478,482), its price per square foot is higher than 95% of them ($408 against a typical $294), it is bigger than 6% of them (996 ft² against a typical 1,656 ft²), its lot is bigger than 30% of them (0.14 ac against a typical 0.19 ac) and it is newer than 24% of them (1982 against a typical 1988). Measured against all of Howard County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8012 Cipher Row, Jessup, MD?

The 2025 property tax bill for 8012 Cipher Row, Jessup, MD was $5,595. The county assessed it at $362,200.

More homes on Cipher Row

Closest homes

More homes in Jessup 20794

Assigned schools

Explore the area

See this home in context

Open 8012 Cipher Row on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map