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Single Family ResidenceResidential
$172,594$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,000 on Aug 24, 2023

803 NORTH ST

STERLING, IL 61081
2
Beds
0
Baths
1,283 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.

Valuation

$173K
$161K low$185K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Aug 24, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$61,044
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$48,835
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$111,550
SAUK VALLEY BANK & TRUST CO · recorded Aug 24, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,365 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,129 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,555
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,574
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,834
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,387

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHITESIDE
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin Elementary School
Elementary · Grades PK–2 · 0.9 mi
M
Challand Middle SchoolC-
Middle · Grades 6–8 · 1.0 mi
H
Sterling High SchoolC+
High · Grades 9–12 · 1.2 mi

District: Sterling Community Unit District 5

Neighborhood · ZIP 61081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.21,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.171 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,958
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

803 North St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Whiteside County
  • Costs more per square foot than 65% of homes in Whiteside County
  • Has a smaller lot than 83% of homes in Whiteside County
  • Older than 73% of homes in Sterling 61081

What homes are worth in Sterling 61081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$446K

This home is worth more than 66% of homes in Sterling 61081.

How it measures up in Sterling 61081

The dot is this home. The mark in the middle is the typical home in Sterling 61081.

Estimated value$172,594
CheaperTypical $137,275Pricier

Pricier than 66% of homes nearby

Price per ft²$135
CheaperTypical $123Pricier

Pricier than 61% of homes nearby

Living area1,283 ft²
SmallerTypical 1,470 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.16 ac
SmallerTypical 0.22 acBigger

Bigger than 19% of homes nearby

Year built1930
OlderTypical 1952Newer

Newer than 27% of homes nearby

How 803 North St ranks against every home in each area.
MeasureThis homeSterling 61081Whiteside County
Estimated valuepricier than$172,59466% of homes68% of homes
Price per ft²pricier than$13561% of homes65% of homes
Living areabigger than1,283 ft²39% of homes42% of homes
Lot sizebigger than0.16 ac19% of homes17% of homes
Year builtnewer than193027% of homes31% of homes

About 803 North St

How much is 803 North St, Sterling, IL worth?

The TopHap Estimate for 803 North St, Sterling, IL is $172,594 as of Jul 14, 2026. The likely range is $160,585 to $184,603. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 803 North St, Sterling, IL last sell?

803 North St, Sterling, IL last sold on Aug 24, 2023 for $115,000, according to the county's recorded deed.

How big is 803 North St, Sterling, IL?

803 North St, Sterling, IL has 2 bedrooms, 1,283 square feet of living space and a 0.16-acre lot.

When was 803 North St, Sterling, IL built?

803 North St, Sterling, IL was built in 1930, making it 96 years old.

What schools serve 803 North St, Sterling, IL?

803 North St, Sterling, IL is assigned to Franklin Elementary School (elementary); Challand Middle School (middle), rated C-; Sterling High School (high), rated C+. All sit in Sterling Community Unit District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 803 North St, Sterling, IL compare to other homes in Sterling 61081?

Among the 7,725 homes in Sterling 61081, it is worth more than 66% of them ($172,594 against a typical $137,275), its price per square foot is higher than 61% of them ($135 against a typical $123), it is bigger than 39% of them (1,283 ft² against a typical 1,470 ft²), its lot is bigger than 19% of them (0.16 ac against a typical 0.22 ac) and it is newer than 27% of them (1930 against a typical 1952). Measured against all of Whiteside County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 803 North St, Sterling, IL?

The 2025 property tax bill for 803 North St, Sterling, IL was $3,365. The county assessed it at $39,129.

Closest homes

More homes in Sterling 61081

Assigned schools

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