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Single Family ResidenceResidential
$830,752$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

803 ROUGH RIDGE RD

SUGAR MOUNTAIN, NC 28604
3
Beds
4 / 1
Baths
3,223 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$831K
$695K low$967K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$680,752
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$544,602
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
BANK OF AMERICA NA · recorded Mar 1, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,073 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$598,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$581,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$502,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$598,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAvery
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²Patio · 320 ft²Porch · 576 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 2.4 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 4.2 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 4.2 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

803 Rough Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Avery County
  • Costs less per square foot than 71% of homes in Banner Elk 28604
  • Bigger than 88% of homes in Avery County
  • Newer than 81% of homes in Avery County

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$2.8M

This home is worth more than 81% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$830,752
CheaperTypical $450,779Pricier

Pricier than 81% of homes nearby

Price per ft²$258
CheaperTypical $315Pricier

Pricier than 29% of homes nearby

Living area3,223 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 87% of homes nearby

Year built2005
OlderTypical 1988Newer

Newer than 78% of homes nearby

How 803 Rough Ridge Rd ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Estimated valuepricier than$830,75281% of homes87% of homes
Price per ft²pricier than$25829% of homes53% of homes
Living areabigger than3,223 ft²87% of homes88% of homes
Year builtnewer than200578% of homes81% of homes

About 803 Rough Ridge Rd

How much is 803 Rough Ridge Rd, Sugar Mountain, NC worth?

The TopHap Estimate for 803 Rough Ridge Rd, Sugar Mountain, NC is $830,752 as of Jul 14, 2026. The likely range is $694,818 to $966,686. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 803 Rough Ridge Rd, Sugar Mountain, NC last sell?

803 Rough Ridge Rd, Sugar Mountain, NC last sold on Dec 18, 2020, according to the county's recorded deed.

How big is 803 Rough Ridge Rd, Sugar Mountain, NC?

803 Rough Ridge Rd, Sugar Mountain, NC has 3 bedrooms, 4 bathrooms and 3,223 square feet of living space.

When was 803 Rough Ridge Rd, Sugar Mountain, NC built?

803 Rough Ridge Rd, Sugar Mountain, NC was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 803 Rough Ridge Rd, Sugar Mountain, NC?

803 Rough Ridge Rd, Sugar Mountain, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 803 Rough Ridge Rd, Sugar Mountain, NC compare to other homes in Banner Elk 28604?

Among the 11,924 homes in Banner Elk 28604, it is worth more than 81% of them ($830,752 against a typical $450,779), its price per square foot is higher than 29% of them ($258 against a typical $315), it is bigger than 87% of them (3,223 ft² against a typical 1,674 ft²) and it is newer than 78% of them (2005 against a typical 1988). Measured against all of Avery County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 803 Rough Ridge Rd, Sugar Mountain, NC?

The 2025 property tax bill for 803 Rough Ridge Rd, Sugar Mountain, NC was $4,073. The county assessed it at $598,900.

Closest homes

More homes in Sugar Mountain 28604

Assigned schools

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