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Single Family ResidenceResidential
$332,565$287 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $30,000 on May 14, 2013

804 CROSS ST

DESTIN, FL 32541
1
Beds
1
Baths
1,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.

Valuation

$333K
$275K low$390K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · May 14, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,961 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,714 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$158,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,514
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$250,130
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,714

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.72%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOKALOOSA
Lot (acres)The size of the land the home sits on, from county records.0.69
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 156 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Destin Elementary SchoolA+
Elementary · Grades PK–4 · 0.6 mi
M
Destin Middle SchoolA
Middle · Grades 5–8 · 4.4 mi
H
Fort Walton Beach High SchoolC+
High · Grades 9–12 · 8.5 mi

District: Okaloosa County School District

Neighborhood · ZIP 32541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,561
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,346 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,785
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,722
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

804 Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Destin 32541
  • Costs more per square foot than 78% of homes in Okaloosa County
  • Smaller than 81% of homes in Okaloosa County
  • Has a bigger lot than 76% of homes in Okaloosa County
  • Older than 97% of homes in Destin 32541

What homes are worth in Destin 32541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$3M

This home is worth more than 16% of homes in Destin 32541.

How it measures up in Destin 32541

The dot is this home. The mark in the middle is the typical home in Destin 32541.

Estimated value$332,565
CheaperTypical $592,813Pricier

Pricier than 16% of homes nearby

Price per ft²$287
CheaperTypical $403Pricier

Pricier than 26% of homes nearby

Living area1,160 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.69 ac
SmallerTypical 0.41 acBigger

Bigger than 61% of homes nearby

Year built1964
OlderTypical 1996Newer

Newer than 3% of homes nearby

How 804 Cross St ranks against every home in each area.
MeasureThis homeDestin 32541Okaloosa County
Estimated valuepricier than$332,56516% of homes47% of homes
Price per ft²pricier than$28726% of homes78% of homes
Living areabigger than1,160 ft²28% of homes19% of homes
Lot sizebigger than0.69 ac61% of homes76% of homes
Year builtnewer than19643% of homes11% of homes

About 804 Cross St

How much is 804 Cross St, Destin, FL worth?

The TopHap Estimate for 804 Cross St, Destin, FL is $332,565 as of Aug 30, 2026. The likely range is $275,388 to $389,742. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 804 Cross St, Destin, FL last sell?

804 Cross St, Destin, FL last sold on May 14, 2013 for $30,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 804 Cross St, Destin, FL?

804 Cross St, Destin, FL has 1 bedrooms, 1 bathrooms, 1,160 square feet of living space and a 0.69-acre lot.

When was 804 Cross St, Destin, FL built?

804 Cross St, Destin, FL was built in 1964, making it 62 years old.

What schools serve 804 Cross St, Destin, FL?

804 Cross St, Destin, FL is assigned to Destin Elementary School (elementary), rated A+; Destin Middle School (middle), rated A; Fort Walton Beach High School (high), rated C+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 804 Cross St, Destin, FL compare to other homes in Destin 32541?

Among the 16,805 homes in Destin 32541, it is worth more than 16% of them ($332,565 against a typical $592,813), its price per square foot is higher than 26% of them ($287 against a typical $403), it is bigger than 28% of them (1,160 ft² against a typical 1,580 ft²), its lot is bigger than 61% of them (0.69 ac against a typical 0.41 ac) and it is newer than 3% of them (1964 against a typical 1996). Measured against all of Okaloosa County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 804 Cross St, Destin, FL?

The 2025 property tax bill for 804 Cross St, Destin, FL was $2,961. The county assessed it at $253,714.

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