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Single Family ResidenceResidential
$194,277$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

804 RICHARDS LN

CHAMPAIGN, IL 61820
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$194K
$182K low$206K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$59,277
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,422
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
MARINE BANK SPRINGFIELD · recorded May 14, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
TRUSTBANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,752 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,020 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,060

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bottenfield Elementary SchoolC-
Elementary · Grades KG–5 · 0.1 mi
M
Edison Middle SchoolB-
Middle · Grades 6–8 · 1.3 mi
H
Central High SchoolC
High · Grades 9–12 · 1.6 mi

District: Champaign Community Unit School District 4

Neighborhood · ZIP 61820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.38%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.41,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,027
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,653
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

804 Richards Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 84% of homes in Champaign 61820

What homes are worth in Champaign 61820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$465K

This home is worth more than 53% of homes in Champaign 61820.

How it measures up in Champaign 61820

The dot is this home. The mark in the middle is the typical home in Champaign 61820.

Estimated value$194,277
CheaperTypical $185,873Pricier

Pricier than 53% of homes nearby

Price per ft²$169
CheaperTypical $165Pricier

Pricier than 51% of homes nearby

Living area1,152 ft²
SmallerTypical 1,057 ft²Bigger

Bigger than 62% of homes nearby

Year built1956
OlderTypical 1939Newer

Newer than 84% of homes nearby

How 804 Richards Ln ranks against every home in each area.
MeasureThis homeChampaign 61820Champaign County
Estimated valuepricier than$194,27753% of homes39% of homes
Price per ft²pricier than$16951% of homes53% of homes
Living areabigger than1,152 ft²62% of homes42% of homes
Year builtnewer than195684% of homes38% of homes

About 804 Richards Ln

How much is 804 Richards Ln, Champaign, IL worth?

The TopHap Estimate for 804 Richards Ln, Champaign, IL is $194,277 as of Jul 14, 2026. The likely range is $182,098 to $206,456. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 804 Richards Ln, Champaign, IL?

804 Richards Ln, Champaign, IL has 1 bathrooms and 1,152 square feet of living space.

When was 804 Richards Ln, Champaign, IL built?

804 Richards Ln, Champaign, IL was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 804 Richards Ln, Champaign, IL?

804 Richards Ln, Champaign, IL is assigned to Bottenfield Elementary School (elementary), rated C-; Edison Middle School (middle), rated B-; Central High School (high), rated C. All sit in Champaign Community Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 804 Richards Ln, Champaign, IL compare to other homes in Champaign 61820?

Among the 4,950 homes in Champaign 61820, it is worth more than 53% of them ($194,277 against a typical $185,873), its price per square foot is higher than 51% of them ($169 against a typical $165), it is bigger than 62% of them (1,152 ft² against a typical 1,057 ft²) and it is newer than 84% of them (1956 against a typical 1939). Measured against all of Champaign County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 804 Richards Ln, Champaign, IL?

The 2024 property tax bill for 804 Richards Ln, Champaign, IL was $3,752. The county assessed it at $49,020.

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