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Single Family ResidenceResidential
$202,285$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

809 3RD ST N

SAINT JAMES, MN 56081
3
Beds
1.5
Baths
1,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$202K
$190K low$215K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,820 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$217,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWATONWAN
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 338 ft²Porch · 42 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
St. James Middle/High SchoolC-
Middle · Grades 6–12 · 0.5 mi
E
St. James Northside Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi

District: St. James Public School District

Neighborhood · ZIP 56081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,236
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,089
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,613
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 3rd St N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Saint James 56081
  • Bigger than 84% of homes in Watonwan County
  • Has a smaller lot than 75% of homes in Watonwan County
  • Newer than 68% of homes in Watonwan County

What homes are worth in Saint James 56081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$400K

This home is worth more than 74% of homes in Saint James 56081.

How it measures up in Saint James 56081

The dot is this home. The mark in the middle is the typical home in Saint James 56081.

Estimated value$202,285
CheaperTypical $145,471Pricier

Pricier than 74% of homes nearby

Price per ft²$155
CheaperTypical $162Pricier

Pricier than 46% of homes nearby

Living area1,304 ft²
SmallerTypical 876 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.22 ac
SmallerTypical 0.32 acBigger

Bigger than 27% of homes nearby

Year built1961
OlderTypical 1948Newer

Newer than 67% of homes nearby

How 809 3rd St N ranks against every home in each area.
MeasureThis homeSaint James 56081Watonwan County
Estimated valuepricier than$202,28574% of homes73% of homes
Price per ft²pricier than$15546% of homes41% of homes
Living areabigger than1,304 ft²83% of homes84% of homes
Lot sizebigger than0.22 ac27% of homes25% of homes
Year builtnewer than196167% of homes68% of homes

About 809 3rd St N

How much is 809 3rd St N, Saint James, MN worth?

The TopHap Estimate for 809 3rd St N, Saint James, MN is $202,285 as of Sep 24, 2026. The likely range is $189,562 to $215,008. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 809 3rd St N, Saint James, MN last sell?

809 3rd St N, Saint James, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 809 3rd St N, Saint James, MN?

809 3rd St N, Saint James, MN has 3 bedrooms, 1.5 bathrooms, 1,304 square feet of living space and a 0.22-acre lot.

When was 809 3rd St N, Saint James, MN built?

809 3rd St N, Saint James, MN was built in 1961, making it 65 years old. It is a ranch home. The building has 1 story.

What schools serve 809 3rd St N, Saint James, MN?

809 3rd St N, Saint James, MN is assigned to St. James Middle/High School (middle), rated C-; St. James Northside Elementary School (elementary), rated C. All sit in St. James Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 3rd St N, Saint James, MN compare to other homes in Saint James 56081?

Among the 2,349 homes in Saint James 56081, it is worth more than 74% of them ($202,285 against a typical $145,471), its price per square foot is higher than 46% of them ($155 against a typical $162), it is bigger than 83% of them (1,304 ft² against a typical 876 ft²), its lot is bigger than 27% of them (0.22 ac against a typical 0.32 ac) and it is newer than 67% of them (1961 against a typical 1948). Measured against all of Watonwan County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 3rd St N, Saint James, MN?

The 2025 property tax bill for 809 3rd St N, Saint James, MN was $2,820. The county assessed it at $214,600.

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