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Single Family ResidenceResidential
$121,180$76 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

809 5TH ST

CHIPLEY, FL 32428
1
Baths
1,586 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.

Valuation

$121K
$105K low$137K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,180
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,544
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,000
PEOPLES BANK OF GRACEVILLE · recorded Apr 26, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,412 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,873 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,573
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$112,932
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,873

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 384 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Virtual Instruction Program
Elementary · Grades KG–12 · 0.7 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Chipley 32428
  • Costs less per square foot than 85% of homes in Chipley 32428
  • Has a smaller lot than 94% of homes in Washington County
  • Among the oldest homes in Chipley 32428

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$611K

This home is worth more than 22% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$121,180
CheaperTypical $198,372Pricier

Pricier than 22% of homes nearby

Price per ft²$76
CheaperTypical $128Pricier

Pricier than 15% of homes nearby

Living area1,586 ft²
SmallerTypical 1,494 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.24 ac
SmallerTypical 1.59 acBigger

Bigger than 7% of homes nearby

Year built1906
OlderTypical 1991Newer

Older than almost all homes nearby

How 809 5th St ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$121,18022% of homes24% of homes
Price per ft²pricier than$7615% of homes15% of homes
Living areabigger than1,586 ft²56% of homes58% of homes
Lot sizebigger than0.24 ac7% of homes6% of homes
Year builtnewer than1906almost no homesalmost no homes

About 809 5th St

How much is 809 5th St, Chipley, FL worth?

The TopHap Estimate for 809 5th St, Chipley, FL is $121,180 as of Jul 14, 2026. The likely range is $105,154 to $137,206. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 809 5th St, Chipley, FL?

809 5th St, Chipley, FL has 1 bathrooms, 1,586 square feet of living space and a 0.24-acre lot.

When was 809 5th St, Chipley, FL built?

809 5th St, Chipley, FL was built in 1906, making it 120 years old.

What schools serve 809 5th St, Chipley, FL?

809 5th St, Chipley, FL is assigned to Washington Virtual Instruction Program (elementary). All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 5th St, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,708 homes in Chipley 32428, it is worth more than 22% of them ($121,180 against a typical $198,372), its price per square foot is higher than 15% of them ($76 against a typical $128), it is bigger than 56% of them (1,586 ft² against a typical 1,494 ft²), its lot is bigger than 7% of them (0.24 ac against a typical 1.59 ac) and it is newer than almost none of them (1906 against a typical 1991). Measured against all of Washington County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 5th St, Chipley, FL?

The 2025 property tax bill for 809 5th St, Chipley, FL was $1,412. The county assessed it at $111,873.

Closest homes

More homes in Chipley 32428

Assigned schools

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