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Single Family ResidenceResidential
$267,311$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $100,000 on Jun 16, 2015

809 CHIMNEY ROCK RD

MILL SPRING, NC 28756
3
Beds
3 / 1
Baths
2,025 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$267K
$191K low$344K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Jun 16, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$217,311
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$173,849
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
WILLIAM A TEMPLE ETUX · P · recorded Jun 16, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,281 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$250,882 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$239,482
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$145,125
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$250,882

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Lot (acres)The size of the land the home sits on, from county records.0.76
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Polk County Middle SchoolC-
Middle · Grades 6–8 · 3.2 mi
H
Polk County High SchoolC+
High · Grades 9–12 · 4.6 mi
E
Polk Central Elementary SchoolC-
Elementary · Grades PK–5 · 5.7 mi

District: Polk County Schools

Neighborhood · ZIP 28756These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,442
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,482
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,252
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 Chimney Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Polk County
  • Costs less per square foot than 95% of homes in Polk County
  • Bigger than 84% of homes in Mill Spring 28756
  • Has a smaller lot than 95% of homes in Mill Spring 28756
  • Newer than 93% of homes in Polk County

What homes are worth in Mill Spring 28756

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$1.8M

This home is worth more than 29% of homes in Mill Spring 28756.

How it measures up in Mill Spring 28756

The dot is this home. The mark in the middle is the typical home in Mill Spring 28756.

Estimated value$267,311
CheaperTypical $389,491Pricier

Pricier than 29% of homes nearby

Price per ft²$132
CheaperTypical $289Pricier

Pricier than 7% of homes nearby

Living area2,025 ft²
SmallerTypical 1,354 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.76 ac
SmallerTypical 3.33 acBigger

Bigger than 5% of homes nearby

Year built2007
OlderTypical 1986Newer

Newer than 88% of homes nearby

How 809 Chimney Rock Rd ranks against every home in each area.
MeasureThis homeMill Spring 28756Polk County
Estimated valuepricier than$267,31129% of homes23% of homes
Price per ft²pricier than$1327% of homes5% of homes
Living areabigger than2,025 ft²84% of homes80% of homes
Lot sizebigger than0.76 ac5% of homes19% of homes
Year builtnewer than200788% of homes93% of homes

About 809 Chimney Rock Rd

How much is 809 Chimney Rock Rd, Mill Spring, NC worth?

The TopHap Estimate for 809 Chimney Rock Rd, Mill Spring, NC is $267,311 as of Jul 14, 2026. The likely range is $191,046 to $343,576. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 809 Chimney Rock Rd, Mill Spring, NC last sell?

809 Chimney Rock Rd, Mill Spring, NC last sold on Jun 16, 2015 for $100,000, according to the county's recorded deed.

How big is 809 Chimney Rock Rd, Mill Spring, NC?

809 Chimney Rock Rd, Mill Spring, NC has 3 bedrooms, 3 bathrooms, 2,025 square feet of living space and a 0.76-acre lot.

When was 809 Chimney Rock Rd, Mill Spring, NC built?

809 Chimney Rock Rd, Mill Spring, NC was built in 2007, making it 19 years old.

What schools serve 809 Chimney Rock Rd, Mill Spring, NC?

809 Chimney Rock Rd, Mill Spring, NC is assigned to Polk County Middle School (middle), rated C-; Polk County High School (high), rated C+; Polk Central Elementary School (elementary), rated C-. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 Chimney Rock Rd, Mill Spring, NC compare to other homes in Mill Spring 28756?

Among the 1,244 homes in Mill Spring 28756, it is worth more than 29% of them ($267,311 against a typical $389,491), its price per square foot is higher than 7% of them ($132 against a typical $289), it is bigger than 84% of them (2,025 ft² against a typical 1,354 ft²), its lot is bigger than 5% of them (0.76 ac against a typical 3.33 ac) and it is newer than 88% of them (2007 against a typical 1986). Measured against all of Polk County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 Chimney Rock Rd, Mill Spring, NC?

The 2025 property tax bill for 809 Chimney Rock Rd, Mill Spring, NC was $1,281. The county assessed it at $250,882.

Closest homes

More homes in Mill Spring 28756

Assigned schools

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