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Single Family ResidenceResidential
$164,999$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

809 GARDEN LN

SOUTH BEND, IN 46619
4
Beds
1
Baths
1,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$165K
$141K low$189K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,116 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$131,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$131,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOSEPH
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Navarre Middle SchoolF
Middle · Grades 6–8 · 0.3 mi
H
Washington High School
High · Grades 9–12 · 0.7 mi
E
Wilson Elementary SchoolF
Elementary · Grades KG–5 · 0.8 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46619These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,697
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.890 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,005
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 Garden Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Far West Side
  • Costs more per square foot than 84% of homes in Far West Side
  • Smaller than 74% of homes in St. Joseph County
  • Has a bigger lot than 74% of homes in Far West Side
  • Newer than 76% of homes in Far West Side

What homes are worth in South Bend 46619

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$376K

This home is worth more than 65% of homes in South Bend 46619.

How it measures up in South Bend 46619

The dot is this home. The mark in the middle is the typical home in South Bend 46619.

Estimated value$164,999
CheaperTypical $123,796Pricier

Pricier than 65% of homes nearby

Price per ft²$157
CheaperTypical $118Pricier

Pricier than 72% of homes nearby

Living area1,050 ft²
SmallerTypical 1,144 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 50% of homes nearby

Year built1952
OlderTypical 1950Newer

Newer than 59% of homes nearby

How 809 Garden Ln ranks against every home in each area.
MeasureThis homeFar West SideSouth Bend 46619St. Joseph County
Estimated valuepricier than$164,99990% of homes65% of homes34% of homes
Price per ft²pricier than$15784% of homes72% of homes54% of homes
Living areabigger than1,050 ft²71% of homes43% of homes26% of homes
Lot sizebigger than0.17 ac74% of homes50% of homes35% of homes
Year builtnewer than195276% of homes59% of homes43% of homes

About 809 Garden Ln

How much is 809 Garden Ln, South Bend, IN worth?

The TopHap Estimate for 809 Garden Ln, South Bend, IN is $164,999 as of Sep 24, 2026. The likely range is $141,497 to $188,501. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 809 Garden Ln, South Bend, IN last sell?

809 Garden Ln, South Bend, IN last sold on Oct 2, 2026, according to the county's recorded deed.

How big is 809 Garden Ln, South Bend, IN?

809 Garden Ln, South Bend, IN has 4 bedrooms, 1 bathrooms, 1,050 square feet of living space and a 0.17-acre lot.

When was 809 Garden Ln, South Bend, IN built?

809 Garden Ln, South Bend, IN was built in 1952, making it 74 years old. The building has 1 story.

What schools serve 809 Garden Ln, South Bend, IN?

809 Garden Ln, South Bend, IN is assigned to Navarre Middle School (middle), rated F; Washington High School (high); Wilson Elementary School (elementary), rated F. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 Garden Ln, South Bend, IN compare to other homes in South Bend 46619?

Among the 7,391 homes in South Bend 46619, it is worth more than 65% of them ($164,999 against a typical $123,796), its price per square foot is higher than 72% of them ($157 against a typical $118), it is bigger than 43% of them (1,050 ft² against a typical 1,144 ft²), its lot is bigger than 50% of them (0.17 ac against a typical 0.17 ac) and it is newer than 59% of them (1952 against a typical 1950). Measured against all of St. Joseph County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 Garden Ln, South Bend, IN?

The 2025 property tax bill for 809 Garden Ln, South Bend, IN was $3,116. The county assessed it at $131,700.

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