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Single Family ResidenceResidential
$310,678$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $312,500 on Apr 24, 2026

809 J R ARNOLD CT

PANAMA CITY BEACH, FL 32407
3
Beds
2
Baths
1,554 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$311K
$286K low$335K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$312,500 · Apr 24, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,077 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$208,506 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$208,506
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$307,448

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.71%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 216 ft²Sprinklers

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Breakfast Point AcademyB
Elementary · Grades KG–8 · 3.0 mi
H
J.R. Arnold High SchoolC-
High · Grades 9–12 · 3.3 mi

District: Bay County School District

Neighborhood · ZIP 32407These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.14,943
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.707 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,382
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,086
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 J R Arnold Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Panama City Beach 32407
  • Costs less per square foot than 83% of homes in Panama City Beach 32407
  • Has a bigger lot than 81% of homes in Panama City Beach 32407

What homes are worth in Panama City Beach 32407

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$889K

This home is worth more than 28% of homes in Panama City Beach 32407.

How it measures up in Panama City Beach 32407

The dot is this home. The mark in the middle is the typical home in Panama City Beach 32407.

Estimated value$310,678
CheaperTypical $396,277Pricier

Pricier than 28% of homes nearby

Price per ft²$200
CheaperTypical $266Pricier

Pricier than 17% of homes nearby

Living area1,554 ft²
SmallerTypical 1,398 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.23 ac
SmallerTypical 0.12 acBigger

Bigger than 81% of homes nearby

Year built2002
OlderTypical 2003Newer

Newer than 49% of homes nearby

How 809 J R Arnold Ct ranks against every home in each area.
MeasureThis homePanama City Beach 32407Bay County
Estimated valuepricier than$310,67828% of homes44% of homes
Price per ft²pricier than$20017% of homes44% of homes
Living areabigger than1,554 ft²63% of homes56% of homes
Lot sizebigger than0.23 ac81% of homes51% of homes
Year builtnewer than200249% of homes63% of homes

About 809 J R Arnold Ct

How much is 809 J R Arnold Ct, Panama City Beach, FL worth?

The TopHap Estimate for 809 J R Arnold Ct, Panama City Beach, FL is $310,678 as of Aug 30, 2026. The likely range is $286,303 to $335,053. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 809 J R Arnold Ct, Panama City Beach, FL last sell?

809 J R Arnold Ct, Panama City Beach, FL last sold on Apr 24, 2026 for $312,500, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 809 J R Arnold Ct, Panama City Beach, FL?

809 J R Arnold Ct, Panama City Beach, FL has 3 bedrooms, 2 bathrooms, 1,554 square feet of living space and a 0.23-acre lot.

When was 809 J R Arnold Ct, Panama City Beach, FL built?

809 J R Arnold Ct, Panama City Beach, FL was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 809 J R Arnold Ct, Panama City Beach, FL?

809 J R Arnold Ct, Panama City Beach, FL is assigned to Breakfast Point Academy (elementary), rated B; J.R. Arnold High School (high), rated C-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 J R Arnold Ct, Panama City Beach, FL compare to other homes in Panama City Beach 32407?

Among the 8,936 homes in Panama City Beach 32407, it is worth more than 28% of them ($310,678 against a typical $396,277), its price per square foot is higher than 17% of them ($200 against a typical $266), it is bigger than 63% of them (1,554 ft² against a typical 1,398 ft²), its lot is bigger than 81% of them (0.23 ac against a typical 0.12 ac) and it is newer than 49% of them (2002 against a typical 2003). Measured against all of Bay County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 J R Arnold Ct, Panama City Beach, FL?

The 2025 property tax bill for 809 J R Arnold Ct, Panama City Beach, FL was $2,077. The county assessed it at $208,506.

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