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Zero Lot Line (Residential)Residential
$364,761$336 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $210,000 on Jul 16, 2019

809 PANAMA DR

MODESTO, CA 95351
2
Beds
1
Baths
1,084 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$365K
$350K low$380K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Jul 16, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,686 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$229,659 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,956
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,703
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$229,659

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Zero Lot Line (Residential)
CountyStanislaus
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 66 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mark Twain Junior HighC-
Middle · Grades 7–8 · 0.1 mi
E
Burbank ElementaryB
Elementary · Grades KG–6 · 0.8 mi
H
Modesto High SchoolC+
High · Grades 9–12 · 0.9 mi

District: Modesto City Elementary School District

Neighborhood · ZIP 95351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.159

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.52,180
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,963 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,592
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 Panama Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Stanislaus County
  • Costs more per square foot than 80% of homes in Modesto 95351
  • Smaller than 86% of homes in Stanislaus County
  • Has a smaller lot than 96% of homes in Modesto 95351

What homes are worth in Modesto 95351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$646K

This home is worth more than 49% of homes in Modesto 95351.

How it measures up in Modesto 95351

The dot is this home. The mark in the middle is the typical home in Modesto 95351.

Estimated value$364,761
CheaperTypical $366,116Pricier

Pricier than 49% of homes nearby

Price per ft²$336
CheaperTypical $298Pricier

Pricier than 80% of homes nearby

Living area1,084 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 34% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.15 acBigger

Bigger than 4% of homes nearby

Year built1981
OlderTypical 1970Newer

Newer than 62% of homes nearby

How 809 Panama Dr ranks against every home in each area.
MeasureThis homeModesto 95351Stanislaus County
Estimated valuepricier than$364,76149% of homes17% of homes
Price per ft²pricier than$33680% of homes80% of homes
Living areabigger than1,084 ft²34% of homes14% of homes
Lot sizebigger than3,920 ft²4% of homes5% of homes
Year builtnewer than198162% of homes48% of homes

About 809 Panama Dr

How much is 809 Panama Dr, Modesto, CA worth?

The TopHap Estimate for 809 Panama Dr, Modesto, CA is $364,761 as of Aug 30, 2026. The likely range is $349,848 to $379,674. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 809 Panama Dr, Modesto, CA last sell?

809 Panama Dr, Modesto, CA last sold on Jul 16, 2019 for $210,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 809 Panama Dr, Modesto, CA?

809 Panama Dr, Modesto, CA has 2 bedrooms, 1 bathrooms, 1,084 square feet of living space and a 0.09-acre lot.

When was 809 Panama Dr, Modesto, CA built?

809 Panama Dr, Modesto, CA was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 809 Panama Dr, Modesto, CA?

809 Panama Dr, Modesto, CA is assigned to Mark Twain Junior High (middle), rated C-; Burbank Elementary (elementary), rated B; Modesto High School (high), rated C+. All sit in Modesto City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 Panama Dr, Modesto, CA compare to other homes in Modesto 95351?

Among the 10,104 homes in Modesto 95351, it is worth more than 49% of them ($364,761 against a typical $366,116), its price per square foot is higher than 80% of them ($336 against a typical $298), it is bigger than 34% of them (1,084 ft² against a typical 1,216 ft²), its lot is bigger than 4% of them (3,920 ft² against a typical 0.15 ac) and it is newer than 62% of them (1981 against a typical 1970). Measured against all of Stanislaus County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 Panama Dr, Modesto, CA?

The 2025 property tax bill for 809 Panama Dr, Modesto, CA was $2,686. The county assessed it at $229,659.

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