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Single Family ResidenceResidential
$218,113$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

809 S PROSPECT ST

GALLATIN, MO 64640
3
Baths
1,297 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$218K
$189K low$247K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$982 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,809 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,047
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,762
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$72,680

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 156 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gallatin Middle SchoolC
Middle · Grades 5–8 · 0.8 mi
E
Covel D. Searcy Elementary SchoolB-
Elementary · Grades PK–4 · 0.8 mi
H
Gallatin High SchoolC
High · Grades 9–12 · 0.8 mi

District: Gallatin R-V School District

Neighborhood · ZIP 64640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,421
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,070
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,089
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 S Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Daviess County
  • Has a smaller lot than 83% of homes in Daviess County

What homes are worth in Gallatin 64640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$1.3M

This home is worth more than 36% of homes in Gallatin 64640.

How it measures up in Gallatin 64640

The dot is this home. The mark in the middle is the typical home in Gallatin 64640.

Estimated value$218,113
CheaperTypical $311,719Pricier

Pricier than 36% of homes nearby

Price per ft²$168
CheaperTypical $190Pricier

Pricier than 42% of homes nearby

Living area1,297 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.3 ac
SmallerTypical 0.6 acBigger

Bigger than 25% of homes nearby

Year built1971
OlderTypical 1974Newer

Newer than 46% of homes nearby

How 809 S Prospect St ranks against every home in each area.
MeasureThis homeGallatin 64640Daviess County
Estimated valuepricier than$218,11336% of homes30% of homes
Price per ft²pricier than$16842% of homes37% of homes
Living areabigger than1,297 ft²38% of homes37% of homes
Lot sizebigger than0.3 ac25% of homes17% of homes
Year builtnewer than197146% of homes45% of homes

About 809 S Prospect St

How much is 809 S Prospect St, Gallatin, MO worth?

The TopHap Estimate for 809 S Prospect St, Gallatin, MO is $218,113 as of Sep 24, 2026. The likely range is $189,308 to $246,918. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 809 S Prospect St, Gallatin, MO last sell?

809 S Prospect St, Gallatin, MO last sold on Dec 30, 2021, according to the county's recorded deed.

How big is 809 S Prospect St, Gallatin, MO?

809 S Prospect St, Gallatin, MO has 3 bathrooms, 1,297 square feet of living space and a 0.30-acre lot.

When was 809 S Prospect St, Gallatin, MO built?

809 S Prospect St, Gallatin, MO was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 809 S Prospect St, Gallatin, MO?

809 S Prospect St, Gallatin, MO is assigned to Gallatin Middle School (middle), rated C; Covel D. Searcy Elementary School (elementary), rated B-; Gallatin High School (high), rated C. All sit in Gallatin R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 S Prospect St, Gallatin, MO compare to other homes in Gallatin 64640?

Among the 1,900 homes in Gallatin 64640, it is worth more than 36% of them ($218,113 against a typical $311,719), its price per square foot is higher than 42% of them ($168 against a typical $190), it is bigger than 38% of them (1,297 ft² against a typical 1,458 ft²), its lot is bigger than 25% of them (0.3 ac against a typical 0.6 ac) and it is newer than 46% of them (1971 against a typical 1974). Measured against all of Daviess County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 S Prospect St, Gallatin, MO?

The 2025 property tax bill for 809 S Prospect St, Gallatin, MO was $982. The county assessed it at $13,809.

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Assigned schools

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