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Single Family ResidenceResidential
$593,319$339 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $285,000 on Oct 17, 2003

81 CONGRESS ST

AMESBURY, MA 01913
3
Beds
2
Baths
1,750 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$593K
$567K low$620K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · Oct 17, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$328,319
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$262,655
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,000
LOWELL CAPITAL BANK · R · recorded Oct 17, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
LOWELL CAPITAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,349 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$480,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$216,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$263,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$563,825

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.58 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.45
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amesbury Elementary School
Elementary · Grades PK–4 · 0.6 mi
M
Amesbury Middle SchoolC+
Middle · Grades 5–8 · 1.2 mi
H
Amesbury High SchoolB-
High · Grades 9–12 · 1.5 mi

District: Amesbury School District

Neighborhood · ZIP 01913These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.17,658
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,285 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,244
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,419
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Essex County
  • Costs less per square foot than 77% of homes in Essex County
  • Has a bigger lot than 67% of homes in Essex County
  • Older than 90% of homes in Essex County

What homes are worth in Amesbury 01913

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$1.2M

This home is worth more than 49% of homes in Amesbury 01913.

How it measures up in Amesbury 01913

The dot is this home. The mark in the middle is the typical home in Amesbury 01913.

Estimated value$593,319
CheaperTypical $595,858Pricier

Pricier than 49% of homes nearby

Price per ft²$339
CheaperTypical $378Pricier

Pricier than 30% of homes nearby

Living area1,750 ft²
SmallerTypical 1,630 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.45 ac
SmallerTypical 0.31 acBigger

Bigger than 63% of homes nearby

Year built1890
OlderTypical 1968Newer

Newer than 19% of homes nearby

How 81 Congress St ranks against every home in each area.
MeasureThis homeAmesbury 01913Essex County
Estimated valuepricier than$593,31949% of homes32% of homes
Price per ft²pricier than$33930% of homes23% of homes
Living areabigger than1,750 ft²57% of homes46% of homes
Lot sizebigger than0.45 ac63% of homes67% of homes
Year builtnewer than189019% of homes10% of homes

About 81 Congress St

How much is 81 Congress St, Amesbury, MA worth?

The TopHap Estimate for 81 Congress St, Amesbury, MA is $593,319 as of Jul 14, 2026. The likely range is $566,959 to $619,679. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 Congress St, Amesbury, MA last sell?

81 Congress St, Amesbury, MA last sold on Oct 17, 2003 for $285,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 81 Congress St, Amesbury, MA?

81 Congress St, Amesbury, MA has 3 bedrooms, 2 bathrooms, 1,750 square feet of living space and a 0.45-acre lot.

When was 81 Congress St, Amesbury, MA built?

81 Congress St, Amesbury, MA was built in 1890, making it 136 years old. It is a conventional home. The building has 2 stories.

What schools serve 81 Congress St, Amesbury, MA?

81 Congress St, Amesbury, MA is assigned to Amesbury Elementary School (elementary); Amesbury Middle School (middle), rated C+; Amesbury High School (high), rated B-. All sit in Amesbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 Congress St, Amesbury, MA compare to other homes in Amesbury 01913?

Among the 5,770 homes in Amesbury 01913, it is worth more than 49% of them ($593,319 against a typical $595,858), its price per square foot is higher than 30% of them ($339 against a typical $378), it is bigger than 57% of them (1,750 ft² against a typical 1,630 ft²), its lot is bigger than 63% of them (0.45 ac against a typical 0.31 ac) and it is newer than 19% of them (1890 against a typical 1968). Measured against all of Essex County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 Congress St, Amesbury, MA?

The 2025 property tax bill for 81 Congress St, Amesbury, MA was $7,349. The county assessed it at $480,300.

Closest homes

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Assigned schools

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