Single Family ResidenceResidential
81 COOK RD
PHIL CAMPBELL, AL 35581
0
Baths
992 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$158 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$46,700
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Gravity
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²
Transaction History(1)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
ME
Phil Campbell High SchoolC+
Middle · Grades 7–12 · 0.3 mi
Phil Campbell Elementary SchoolB+
Elementary · Grades PK–6 · 0.4 mi
District: Franklin County School District
Neighborhood · ZIP 35581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,070
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,787
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,358
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%
Owner Tools
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How this home compares
81 Cook Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Smaller than 84% of homes in Phil Campbell 35581
- Among the smallest lots in Phil Campbell 35581
- Older than 78% of homes in Phil Campbell 35581
How it measures up in Phil Campbell 35581
The dot is this home. The mark in the middle is the typical home in Phil Campbell 35581.
Living area992 ft²
SmallerTypical 1,436 ft²Bigger
Bigger than 16% of homes nearby
Lot size0.24 ac
SmallerTypical 2 acBigger
Smaller than almost all homes nearby
Year built1965
OlderTypical 1981Newer
Newer than 22% of homes nearby
| Measure | This home | Phil Campbell 35581 | Franklin County |
|---|---|---|---|
| Living areabigger than | 992 ft² | 16% of homes | 16% of homes |
| Lot sizebigger than | 0.24 ac | almost no homes | 5% of homes |
| Year builtnewer than | 1965 | 22% of homes | 32% of homes |
About 81 Cook Rd
When did 81 Cook Rd, Phil Campbell, AL last sell?
81 Cook Rd, Phil Campbell, AL last sold on Jan 1, 1900, according to the county's recorded deed.
How big is 81 Cook Rd, Phil Campbell, AL?
81 Cook Rd, Phil Campbell, AL has 992 square feet of living space and a 0.24-acre lot.
When was 81 Cook Rd, Phil Campbell, AL built?
81 Cook Rd, Phil Campbell, AL was built in 1965, making it 61 years old. The building has 1 story.
What schools serve 81 Cook Rd, Phil Campbell, AL?
81 Cook Rd, Phil Campbell, AL is assigned to Phil Campbell High School (middle), rated C+; Phil Campbell Elementary School (elementary), rated B+. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 81 Cook Rd, Phil Campbell, AL compare to other homes in Phil Campbell 35581?
Among the 1,840 homes in Phil Campbell 35581, it is bigger than 16% of them (992 ft² against a typical 1,436 ft²), its lot is bigger than almost none of them (0.24 ac against a typical 2 ac) and it is newer than 22% of them (1965 against a typical 1981). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 81 Cook Rd, Phil Campbell, AL?
The 2026 property tax bill for 81 Cook Rd, Phil Campbell, AL was $158. The county assessed it at $4,700.
More homes on Cook Rd
- 1943 Cook Rd$47K760 ft² · Sold $43K · Jun 2025
- 81 Cook Rd1.5 ba · 1,999 ft² · Sold $290K · May 2025
- 81 Cook Rd1,228 ft² · Sold $105K · Mar 2025
- 81 Cook Rd25.4 ac · Sold $50K · Jan 2025
- 81 Cook Rd1,208 ft² · Sold $60K · May 2024
- 1898 Cook Rd1,140 ft² · Sold $18K · Feb 2024
- 81 Cook Rd3 ba · 1,248 ft² · Sold $25K · Oct 2023
- 1903 Cook Rd$79K576 ft² · Sold $50K · Mar 2022
- 47 Cook Rd$98K1,922 ft² · Sold $90K · Aug 2019
- 73 Cook Rd$119K1,336 ft² · Sold $221K · Nov 2018
- 75 Cook Rd$242K1,624 ft² · Sold $129K · Dec 2017
- 74 Cook Rd1 ba · 1,708 ft² · Sold Oct 2017
Closest homes
- 668 Kent St$57K138 ft · 1,288 ft² · Sold Jan 1900
- 81 Cook Rd196 ft · 1,228 ft² · Sold $105K · Mar 2025
- 9 Steele St219 ft · 1.5 ba · 1,710 ft² · Sold Jan 1900
- 716 Kent St$108K286 ft · 1,394 ft² · Sold $68K · Mar 2020
- 36 Steele St$97K329 ft · 1,248 ft² · Sold Jan 1900
- 80 Steele St$99K394 ft · 1,296 ft² · Sold Jan 1900
- 81 Cook Rd407 ft · 1,208 ft² · Sold $60K · May 2024
- Mcclung St$83K456 ft · 1,384 ft² · Sold $40K · Sep 2016
More homes in Phil Campbell 35581
- 189 Dogwood Dr1 ba · 2,008 ft² · Sold $155K · Oct 2026
- Co Highway 16$138K1 ba · 1,820 ft² · Sold $147K · Oct 2026
- Co Highway 63$279K1.5 ba · 1,944 ft² · Sold $320K · Oct 2026
- School St$67K1,080 ft² · Sold $55K · Sep 2026
- 81 Cohwy1,568 ft² · Sold $100K · Sep 2026
- Co Highway 79$75K1,406 ft² · Sold $75K · Sep 2026
- 545 Bates Landing Rd$265K1.5 ba · 1,624 ft² · Sold $265K · Sep 2026
- Highway 81$38K1.5 ba · 1,428 ft² · Sold $38K · Sep 2026
- Mcclung St$95K1,248 ft² · Sold $20K · Aug 2026
- 1537 Highway 81$136K1.5 ba · 1,167 ft² · Sold $136K · Aug 2026
- 1190 Rail Splitter Rd840 ft² · Sold $32K · Aug 2026
- 1150 Rail Splitter Rd1,280 ft² · Sold $15K · Aug 2026
Assigned schools
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