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Single Family ResidenceResidential
$307,158$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $250,000 on Jan 4, 2022

81 FERN ST

SPRINGFIELD, MA 01108
2
Beds
1.5
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$307K
$293K low$321K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Jan 4, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,264 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$275,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$237,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$250,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,413

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alice B Beal Elementary SchoolC
Elementary · Grades PK–5 · 0.5 mi
H
Springfield High SchoolF
High · Grades 9–12 · 0.8 mi
M
Forest Park Middle SchoolF
Middle · Grades 6–8 · 0.9 mi

District: Springfield School District

Neighborhood · ZIP 01108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.27,287
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,028 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,338
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,673
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 Fern St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Springfield 01108
  • Costs more per square foot than 91% of homes in Springfield 01108
  • Smaller than 87% of homes in Springfield 01108
  • Has a bigger lot than 82% of homes in Springfield 01108
  • Newer than 86% of homes in Springfield 01108

What homes are worth in Springfield 01108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$512K

This home is worth more than 67% of homes in Springfield 01108.

How it measures up in Springfield 01108

The dot is this home. The mark in the middle is the typical home in Springfield 01108.

Estimated value$307,158
CheaperTypical $277,892Pricier

Pricier than 67% of homes nearby

Price per ft²$284
CheaperTypical $181Pricier

Pricier than 91% of homes nearby

Living area1,080 ft²
SmallerTypical 2,070 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.23 ac
SmallerTypical 0.14 acBigger

Bigger than 82% of homes nearby

Year built1958
OlderTypical 1921Newer

Newer than 86% of homes nearby

How 81 Fern St ranks against every home in each area.
MeasureThis homeSpringfield 01108Hampden County
Estimated valuepricier than$307,15867% of homes38% of homes
Price per ft²pricier than$28491% of homes78% of homes
Living areabigger than1,080 ft²13% of homes20% of homes
Lot sizebigger than0.23 ac82% of homes39% of homes
Year builtnewer than195886% of homes55% of homes

About 81 Fern St

How much is 81 Fern St, Springfield, MA worth?

The TopHap Estimate for 81 Fern St, Springfield, MA is $307,158 as of Sep 24, 2026. The likely range is $293,002 to $321,314. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 Fern St, Springfield, MA last sell?

81 Fern St, Springfield, MA last sold on Jan 4, 2022 for $250,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 81 Fern St, Springfield, MA?

81 Fern St, Springfield, MA has 2 bedrooms, 1.5 bathrooms, 1,080 square feet of living space and a 0.23-acre lot.

When was 81 Fern St, Springfield, MA built?

81 Fern St, Springfield, MA was built in 1958, making it 68 years old. It is a ranch home. The building has 1 story.

What schools serve 81 Fern St, Springfield, MA?

81 Fern St, Springfield, MA is assigned to Alice B Beal Elementary School (elementary), rated C; Springfield High School (high), rated F; Forest Park Middle School (middle), rated F. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 Fern St, Springfield, MA compare to other homes in Springfield 01108?

Among the 6,026 homes in Springfield 01108, it is worth more than 67% of them ($307,158 against a typical $277,892), its price per square foot is higher than 91% of them ($284 against a typical $181), it is bigger than 13% of them (1,080 ft² against a typical 2,070 ft²), its lot is bigger than 82% of them (0.23 ac against a typical 0.14 ac) and it is newer than 86% of them (1958 against a typical 1921). Measured against all of Hampden County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 Fern St, Springfield, MA?

The 2026 property tax bill for 81 Fern St, Springfield, MA was $4,264. The county assessed it at $275,800.

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