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Rural ResidenceResidential
$361,480$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $32,000 on Dec 1, 1992

81 FLAT ROCK RD

HARTWELL, GA 30643
3 / 1
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$361K
$324K low$399K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$32,000 · Dec 1, 1992
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$133,480
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$106,784
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$176,000
WELLS FARGO · recorded Apr 22, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,000
ROCKET MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,877 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,090 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$136,543
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$345,226

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHart
Lot (acres)The size of the land the home sits on, from county records.4.56
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Hart Elementary SchoolA-
Elementary · Grades PK–5 · 4.0 mi
H
Hart County High SchoolB+
High · Grades 9–12 · 4.8 mi
M
Hart County Middle SchoolB
Middle · Grades 6–8 · 4.8 mi

District: Hart County School District

Neighborhood · ZIP 30643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,310
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,195
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,545
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 66% of homes in Hartwell 30643
  • Has a bigger lot than 87% of homes in Hartwell 30643
  • Newer than 91% of homes in Hartwell 30643

What homes are worth in Hartwell 30643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$1.4M

This home is worth more than 58% of homes in Hartwell 30643.

How it measures up in Hartwell 30643

The dot is this home. The mark in the middle is the typical home in Hartwell 30643.

Estimated value$361,480
CheaperTypical $308,559Pricier

Pricier than 58% of homes nearby

Price per ft²$188
CheaperTypical $186Pricier

Pricier than 51% of homes nearby

Living area1,920 ft²
SmallerTypical 1,590 ft²Bigger

Bigger than 66% of homes nearby

Lot size4.56 ac
SmallerTypical 0.93 acBigger

Bigger than 87% of homes nearby

Year built2019
OlderTypical 1987Newer

Newer than 91% of homes nearby

How 81 Flat Rock Rd ranks against every home in each area.
MeasureThis homeHartwell 30643Hart County
Estimated valuepricier than$361,48058% of homes60% of homes
Price per ft²pricier than$18851% of homes54% of homes
Living areabigger than1,920 ft²66% of homes66% of homes
Lot sizebigger than4.56 ac87% of homes81% of homes
Year builtnewer than201991% of homes91% of homes

About 81 Flat Rock Rd

How much is 81 Flat Rock Rd, Hartwell, GA worth?

The TopHap Estimate for 81 Flat Rock Rd, Hartwell, GA is $361,480 as of Jul 14, 2026. The likely range is $324,247 to $398,713. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 Flat Rock Rd, Hartwell, GA last sell?

81 Flat Rock Rd, Hartwell, GA last sold on Dec 1, 1992 for $32,000, according to the county's recorded deed.

How big is 81 Flat Rock Rd, Hartwell, GA?

81 Flat Rock Rd, Hartwell, GA has 3 bathrooms, 1,920 square feet of living space and a 4.56-acre lot.

When was 81 Flat Rock Rd, Hartwell, GA built?

81 Flat Rock Rd, Hartwell, GA was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 81 Flat Rock Rd, Hartwell, GA?

81 Flat Rock Rd, Hartwell, GA is assigned to South Hart Elementary School (elementary), rated A-; Hart County High School (high), rated B+; Hart County Middle School (middle), rated B. All sit in Hart County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 Flat Rock Rd, Hartwell, GA compare to other homes in Hartwell 30643?

Among the 8,316 homes in Hartwell 30643, it is worth more than 58% of them ($361,480 against a typical $308,559), its price per square foot is higher than 51% of them ($188 against a typical $186), it is bigger than 66% of them (1,920 ft² against a typical 1,590 ft²), its lot is bigger than 87% of them (4.56 ac against a typical 0.93 ac) and it is newer than 91% of them (2019 against a typical 1987). Measured against all of Hart County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 Flat Rock Rd, Hartwell, GA?

The 2025 property tax bill for 81 Flat Rock Rd, Hartwell, GA was $1,877. The county assessed it at $138,090.

Closest homes

More homes in Hartwell 30643

Assigned schools

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