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Single Family ResidenceResidential
$715,216$320 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $525,000 on Jun 27, 2005

81 PROSPECT ST

ACTON, MA 01720
4
Beds
3.5
Baths
2,234 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$715K
$688K low$742K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$525,000 · Jun 27, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$378,000
JPMORGAN CHASE BANK NA · recorded Sep 23, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$361,000
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,343 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$719,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$301,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$417,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$865,735

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.1.53
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
R. J. Grey Junior High SchoolA
Middle · Grades 7–8 · 0.5 mi
E
Merriam Elementary SchoolB
Elementary · Grades KG–6 · 0.6 mi
H
Acton - Boxborough Regional High SchoolA
High · Grades 9–12 · 0.7 mi

District: Acton-Boxborough School District

Neighborhood · ZIP 01720These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.24,473
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,210 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$148,952
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$187,397
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Acton 01720
  • Costs less per square foot than 94% of homes in Acton 01720
  • Bigger than 65% of homes in Middlesex County
  • Has a bigger lot than 86% of homes in Middlesex County

What homes are worth in Acton 01720

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$1.7M

This home is worth more than 31% of homes in Acton 01720.

How it measures up in Acton 01720

The dot is this home. The mark in the middle is the typical home in Acton 01720.

Estimated value$715,216
CheaperTypical $865,326Pricier

Pricier than 31% of homes nearby

Price per ft²$320
CheaperTypical $416Pricier

Pricier than 6% of homes nearby

Living area2,234 ft²
SmallerTypical 2,087 ft²Bigger

Bigger than 58% of homes nearby

Lot size1.53 ac
SmallerTypical 0.71 acBigger

Bigger than 72% of homes nearby

Year built1967
OlderTypical 1971Newer

Newer than 37% of homes nearby

How 81 Prospect St ranks against every home in each area.
MeasureThis homeActon 01720Middlesex County
Estimated valuepricier than$715,21631% of homes41% of homes
Price per ft²pricier than$3206% of homes11% of homes
Living areabigger than2,234 ft²58% of homes65% of homes
Lot sizebigger than1.53 ac72% of homes86% of homes
Year builtnewer than196737% of homes60% of homes

About 81 Prospect St

How much is 81 Prospect St, Acton, MA worth?

The TopHap Estimate for 81 Prospect St, Acton, MA is $715,216 as of Jul 14, 2026. The likely range is $687,956 to $742,476. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 Prospect St, Acton, MA last sell?

81 Prospect St, Acton, MA last sold on Jun 27, 2005 for $525,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 81 Prospect St, Acton, MA?

81 Prospect St, Acton, MA has 4 bedrooms, 3.5 bathrooms, 2,234 square feet of living space and a 1.53-acre lot.

When was 81 Prospect St, Acton, MA built?

81 Prospect St, Acton, MA was built in 1967, making it 59 years old. It is a cape cod home. The building has 2 stories.

What schools serve 81 Prospect St, Acton, MA?

81 Prospect St, Acton, MA is assigned to R. J. Grey Junior High School (middle), rated A; Merriam Elementary School (elementary), rated B; Acton - Boxborough Regional High School (high), rated A. All sit in Acton-Boxborough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 Prospect St, Acton, MA compare to other homes in Acton 01720?

Among the 7,508 homes in Acton 01720, it is worth more than 31% of them ($715,216 against a typical $865,326), its price per square foot is higher than 6% of them ($320 against a typical $416), it is bigger than 58% of them (2,234 ft² against a typical 2,087 ft²), its lot is bigger than 72% of them (1.53 ac against a typical 0.71 ac) and it is newer than 37% of them (1967 against a typical 1971). Measured against all of Middlesex County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 Prospect St, Acton, MA?

The 2025 property tax bill for 81 Prospect St, Acton, MA was $12,343. The county assessed it at $719,700.

Closest homes

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Assigned schools

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