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Single Family ResidenceResidential
$230,377$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

81 RIDGEWOOD DR

CHICKAMAUGA, GA 30707
2
Baths
1,318 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$230K
$215K low$246K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$85,377
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$68,302
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$145,000
TENNESSEE VALLEY FEDERAL CREDIT UNION · recorded Nov 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,742 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,584 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,984
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,027
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,961

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWalker
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.41
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Tar & Gravel
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 182 ft²Patio · 40 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherokee Ridge Elementary SchoolC
Elementary · Grades PK–5 · 0.9 mi
H
Ridgeland High SchoolC-
High · Grades 9–12 · 3.5 mi
M
Chattanooga Valley Middle SchoolC
Middle · Grades 6–8 · 3.9 mi

District: Walker County School District

Neighborhood · ZIP 30707These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.144

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,042
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,601
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 79% of homes in Chickamauga 30707

What homes are worth in Chickamauga 30707

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$850K

This home is worth more than 38% of homes in Chickamauga 30707.

How it measures up in Chickamauga 30707

The dot is this home. The mark in the middle is the typical home in Chickamauga 30707.

Estimated value$230,377
CheaperTypical $262,035Pricier

Pricier than 38% of homes nearby

Price per ft²$175
CheaperTypical $179Pricier

Pricier than 47% of homes nearby

Living area1,318 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.41 ac
SmallerTypical 0.93 acBigger

Bigger than 21% of homes nearby

Year built1987
OlderTypical 1982Newer

Newer than 57% of homes nearby

How 81 Ridgewood Dr ranks against every home in each area.
MeasureThis homeChickamauga 30707Walker County
Estimated valuepricier than$230,37738% of homes49% of homes
Price per ft²pricier than$17547% of homes57% of homes
Living areabigger than1,318 ft²37% of homes42% of homes
Lot sizebigger than0.41 ac21% of homes30% of homes
Year builtnewer than198757% of homes63% of homes

About 81 Ridgewood Dr

How much is 81 Ridgewood Dr, Chickamauga, GA worth?

The TopHap Estimate for 81 Ridgewood Dr, Chickamauga, GA is $230,377 as of Jul 14, 2026. The likely range is $214,954 to $245,800. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 Ridgewood Dr, Chickamauga, GA last sell?

81 Ridgewood Dr, Chickamauga, GA last sold on Aug 22, 2005, according to the county's recorded deed.

How big is 81 Ridgewood Dr, Chickamauga, GA?

81 Ridgewood Dr, Chickamauga, GA has 2 bathrooms, 1,318 square feet of living space and a 0.41-acre lot.

When was 81 Ridgewood Dr, Chickamauga, GA built?

81 Ridgewood Dr, Chickamauga, GA was built in 1987, making it 39 years old. It is a split level home. The building has 2 stories.

What schools serve 81 Ridgewood Dr, Chickamauga, GA?

81 Ridgewood Dr, Chickamauga, GA is assigned to Cherokee Ridge Elementary School (elementary), rated C; Ridgeland High School (high), rated C-; Chattanooga Valley Middle School (middle), rated C. All sit in Walker County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 Ridgewood Dr, Chickamauga, GA compare to other homes in Chickamauga 30707?

Among the 6,235 homes in Chickamauga 30707, it is worth more than 38% of them ($230,377 against a typical $262,035), its price per square foot is higher than 47% of them ($175 against a typical $179), it is bigger than 37% of them (1,318 ft² against a typical 1,480 ft²), its lot is bigger than 21% of them (0.41 ac against a typical 0.93 ac) and it is newer than 57% of them (1987 against a typical 1982). Measured against all of Walker County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 Ridgewood Dr, Chickamauga, GA?

The 2025 property tax bill for 81 Ridgewood Dr, Chickamauga, GA was $1,742. The county assessed it at $79,584.

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