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Single Family ResidenceResidential
$547,263$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $215,000 on Aug 14, 2014

81 RIVER RD

STANHOPE, NJ 07874
0
Baths
1,924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.

Valuation

$547K
$509K low$585K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Aug 14, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$316,263
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$253,010
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$231,000
WELLS FARGO BANK NA · recorded Nov 24, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,474 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$260,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$260,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUSSEX
Lot (acres)The size of the land the home sits on, from county records.0.29
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lenape Valley Regional High SchoolC
High · Grades 9–12 · 1.2 mi
E
Byram Lakes Elementary SchoolB
Elementary · Grades PK–4 · 1.6 mi
M
Byram Intermediate SchoolB+
Middle · Grades 5–8 · 1.6 mi

District: Byram Township School District

Neighborhood · ZIP 07874These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.9,711
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.651 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,366
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,019
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Stanhope 07874
  • Costs less per square foot than 66% of homes in Stanhope 07874
  • Bigger than 75% of homes in Stanhope 07874
  • Newer than 87% of homes in Stanhope 07874

What homes are worth in Stanhope 07874

Each bar is how many homes fall in that price range. The marker is this home.

This home
$258K$743K

This home is worth more than 77% of homes in Stanhope 07874.

How it measures up in Stanhope 07874

The dot is this home. The mark in the middle is the typical home in Stanhope 07874.

Estimated value$547,263
CheaperTypical $485,353Pricier

Pricier than 77% of homes nearby

Price per ft²$284
CheaperTypical $307Pricier

Pricier than 34% of homes nearby

Living area1,924 ft²
SmallerTypical 1,525 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.29 ac
SmallerTypical 0.26 acBigger

Bigger than 58% of homes nearby

Year built1985
OlderTypical 1968Newer

Newer than 87% of homes nearby

How 81 River Rd ranks against every home in each area.
MeasureThis homeStanhope 07874Sussex County
Estimated valuepricier than$547,26377% of homes74% of homes
Price per ft²pricier than$28434% of homes52% of homes
Living areabigger than1,924 ft²75% of homes65% of homes
Lot sizebigger than0.29 ac58% of homes40% of homes
Year builtnewer than198587% of homes69% of homes

About 81 River Rd

How much is 81 River Rd, Stanhope, NJ worth?

The TopHap Estimate for 81 River Rd, Stanhope, NJ is $547,263 as of Jul 14, 2026. The likely range is $509,113 to $585,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 River Rd, Stanhope, NJ last sell?

81 River Rd, Stanhope, NJ last sold on Aug 14, 2014 for $215,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 81 River Rd, Stanhope, NJ?

81 River Rd, Stanhope, NJ has 1,924 square feet of living space and a 0.29-acre lot.

When was 81 River Rd, Stanhope, NJ built?

81 River Rd, Stanhope, NJ was built in 1985, making it 41 years old.

What schools serve 81 River Rd, Stanhope, NJ?

81 River Rd, Stanhope, NJ is assigned to Lenape Valley Regional High School (high), rated C; Byram Lakes Elementary School (elementary), rated B; Byram Intermediate School (middle), rated B+. All sit in Byram Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 River Rd, Stanhope, NJ compare to other homes in Stanhope 07874?

Among the 3,579 homes in Stanhope 07874, it is worth more than 77% of them ($547,263 against a typical $485,353), its price per square foot is higher than 34% of them ($284 against a typical $307), it is bigger than 75% of them (1,924 ft² against a typical 1,525 ft²), its lot is bigger than 58% of them (0.29 ac against a typical 0.26 ac) and it is newer than 87% of them (1985 against a typical 1968). Measured against all of Sussex County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 River Rd, Stanhope, NJ?

The 2025 property tax bill for 81 River Rd, Stanhope, NJ was $10,474. The county assessed it at $260,600.

Closest homes

More homes in Stanhope 07874

Assigned schools

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