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Single Family ResidentialResidential
$27,234
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

81 WATER ST

HOWLAND, ME 04448
0
Baths

Valuation

$27K
$22K low$32K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$769 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,500 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyPENOBSCOT
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hichborn Middle SchoolC-
Middle · Grades 6–8 · 0.4 mi
H
Penobscot Valley High SchoolD+
High · Grades 9–12 · 0.4 mi
E
Enfield Station SchoolB+
Elementary · Grades PK–5 · 3.9 mi

District: School Administrative District 31

Neighborhood · ZIP 04448These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,025
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,898
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,640
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Penobscot County

What homes are worth in Howland 04448

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$402K

This home is worth less than almost all homes in Howland 04448.

How it measures up in Howland 04448

The dot is this home. The mark in the middle is the typical home in Howland 04448.

Estimated value$27,234
CheaperTypical $153,288Pricier

Cheaper than almost all homes nearby

How 81 Water St ranks against every home in each area.
MeasureThis homeHowland 04448Penobscot County
Estimated valuepricier than$27,234almost no homesalmost no homes

About 81 Water St

How much is 81 Water St, Howland, ME worth?

The TopHap Estimate for 81 Water St, Howland, ME is $27,234 as of Aug 30, 2026. The likely range is $21,969 to $32,499. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 Water St, Howland, ME last sell?

81 Water St, Howland, ME last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 81 Water St, Howland, ME?

81 Water St, Howland, ME is assigned to Hichborn Middle School (middle), rated C-; Penobscot Valley High School (high), rated D+; Enfield Station School (elementary), rated B+. All sit in School Administrative District 31. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 81 Water St, Howland, ME?

The 2025 property tax bill for 81 Water St, Howland, ME was $769. The county assessed it at $37,500.

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