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Single Family ResidenceResidential
$581,620$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8118 MONTERO DR

PROSPECT, KY 40059
2
Beds
3 / 1
Baths
3,074 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$582K
$533K low$630K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,171 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$454,350 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$372,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$454,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$454,350

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 324 ft²Patio · 50 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norton Elementary SchoolA+
Elementary · Grades KG–5 · 2.9 mi
M
Kammerer Middle SchoolC-
Middle · Grades 6–8 · 4.1 mi
H
Ballard High SchoolA-
High · Grades 9–12 · 4.2 mi

District: Jefferson County School District

Neighborhood · ZIP 40059These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.687 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$161,695
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$242,554
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8118 Montero Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Jefferson County
  • Costs less per square foot than 78% of homes in Prospect 40059
  • Bigger than 95% of homes in Jefferson County
  • Has a smaller lot than 78% of homes in Prospect
  • Older than 83% of homes in Prospect 40059

What homes are worth in Prospect 40059

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$1.9M

This home is worth more than 41% of homes in Prospect 40059.

How it measures up in Prospect 40059

The dot is this home. The mark in the middle is the typical home in Prospect 40059.

Estimated value$581,620
CheaperTypical $652,714Pricier

Pricier than 41% of homes nearby

Price per ft²$189
CheaperTypical $222Pricier

Pricier than 22% of homes nearby

Living area3,074 ft²
SmallerTypical 2,655 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.3 ac
SmallerTypical 0.39 acBigger

Bigger than 36% of homes nearby

Year built1975
OlderTypical 1995Newer

Newer than 17% of homes nearby

How 8118 Montero Dr ranks against every home in each area.
MeasureThis homeProspectProspect 40059Jefferson County
Estimated valuepricier than$581,62049% of homes41% of homes91% of homes
Price per ft²pricier than$18931% of homes22% of homes49% of homes
Living areabigger than3,074 ft²55% of homes65% of homes95% of homes
Lot sizebigger than0.3 ac22% of homes36% of homes77% of homes
Year builtnewer than197522% of homes17% of homes65% of homes

About 8118 Montero Dr

How much is 8118 Montero Dr, Prospect, KY worth?

The TopHap Estimate for 8118 Montero Dr, Prospect, KY is $581,620 as of Jul 14, 2026. The likely range is $533,256 to $629,984. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8118 Montero Dr, Prospect, KY last sell?

8118 Montero Dr, Prospect, KY last sold on Apr 23, 2020, according to the county's recorded deed.

How big is 8118 Montero Dr, Prospect, KY?

8118 Montero Dr, Prospect, KY has 2 bedrooms, 3 bathrooms, 3,074 square feet of living space and a 0.30-acre lot.

When was 8118 Montero Dr, Prospect, KY built?

8118 Montero Dr, Prospect, KY was built in 1975, making it 51 years old. It is a conventional home. The building has 2 stories.

What schools serve 8118 Montero Dr, Prospect, KY?

8118 Montero Dr, Prospect, KY is assigned to Norton Elementary School (elementary), rated A+; Kammerer Middle School (middle), rated C-; Ballard High School (high), rated A-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8118 Montero Dr, Prospect, KY compare to other homes in Prospect 40059?

Among the 8,613 homes in Prospect 40059, it is worth more than 41% of them ($581,620 against a typical $652,714), its price per square foot is higher than 22% of them ($189 against a typical $222), it is bigger than 65% of them (3,074 ft² against a typical 2,655 ft²), its lot is bigger than 36% of them (0.3 ac against a typical 0.39 ac) and it is newer than 17% of them (1975 against a typical 1995). Measured against all of Jefferson County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8118 Montero Dr, Prospect, KY?

The 2024 property tax bill for 8118 Montero Dr, Prospect, KY was $5,171. The county assessed it at $454,350.

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