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Single Family ResidenceResidential

812 EMERSON ST

SAGINAW, MI 48607
6
Beds
3
Baths
3,658 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1884
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$547 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$12,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
34
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 338 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saginaw Arts and Sciences AcademyA
Middle · Grades 6–12 · 2.9 mi

District: Saginaw City School District

Neighborhood · ZIP 48607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.179
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,418 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,995
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,692
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

812 Emerson St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Saginaw County
  • Has a smaller lot than 82% of homes in Saginaw County
  • Older than 96% of homes in Saginaw County

How it measures up in Saginaw 48607

The dot is this home. The mark in the middle is the typical home in Saginaw 48607.

Living area3,658 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.15 ac
SmallerTypical 0.14 acBigger

Bigger than 58% of homes nearby

Year built1884
OlderTypical 1894Newer

Newer than 37% of homes nearby

How 812 Emerson St ranks against every home in each area.
MeasureThis homeCathedral DistrictSaginaw 48607Saginaw County
Living areabigger than3,658 ft²96% of homes93% of homesalmost all homes
Lot sizebigger than0.15 ac70% of homes58% of homes18% of homes
Year builtnewer than188421% of homes37% of homes4% of homes

About 812 Emerson St

When did 812 Emerson St, Saginaw, MI last sell?

812 Emerson St, Saginaw, MI last sold on Jul 14, 2008, according to the county's recorded deed.

How big is 812 Emerson St, Saginaw, MI?

812 Emerson St, Saginaw, MI has 6 bedrooms, 3 bathrooms, 3,658 square feet of living space and a 0.15-acre lot.

When was 812 Emerson St, Saginaw, MI built?

812 Emerson St, Saginaw, MI was built in 1884, making it 142 years old. The building has 2 stories.

What schools serve 812 Emerson St, Saginaw, MI?

812 Emerson St, Saginaw, MI is assigned to Saginaw Arts and Sciences Academy (middle), rated A. All sit in Saginaw City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 812 Emerson St, Saginaw, MI compare to other homes in Saginaw 48607?

Among the 395 homes in Saginaw 48607, it is bigger than 93% of them (3,658 ft² against a typical 1,740 ft²), its lot is bigger than 58% of them (0.15 ac against a typical 0.14 ac) and it is newer than 37% of them (1884 against a typical 1894). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 812 Emerson St, Saginaw, MI?

The 2025 property tax bill for 812 Emerson St, Saginaw, MI was $547. The county assessed it at $6,300.

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