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Single Family ResidenceResidential
$173,703$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $87,500 on Nov 6, 2020

812 OSAGE ST

NORMAL, IL 61761
2
Beds
1
Baths
740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$174K
$166K low$182K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$87,500 · Nov 6, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$99,703
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$79,762
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$74,000
HEARTLAND BANK & TRUST CO · recorded Nov 6, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,477 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,763 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,443
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,763
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$134,289

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oakdale Elementary SchoolC-
Elementary · Grades KG–5 · 0.1 mi
M
Kingsley Junior High SchoolC+
Middle · Grades 6–8 · 0.3 mi
H
Normal Community West High SchoolB
High · Grades 9–12 · 1.7 mi

District: McLean County Unit School District 5

Neighborhood · ZIP 61761These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.52,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,572 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,005
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

812 Osage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Normal 61761
  • Costs more per square foot than 95% of homes in Normal 61761
  • Among the smallest homes in Normal 61761
  • Older than 87% of homes in Normal 61761

What homes are worth in Normal 61761

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$489K

This home is worth more than 12% of homes in Normal 61761.

How it measures up in Normal 61761

The dot is this home. The mark in the middle is the typical home in Normal 61761.

Estimated value$173,703
CheaperTypical $251,755Pricier

Pricier than 12% of homes nearby

Price per ft²$235
CheaperTypical $165Pricier

Pricier than 95% of homes nearby

Living area740 ft²
SmallerTypical 1,494 ft²Bigger

Smaller than almost all homes nearby

Lot size0.2 ac
SmallerTypical 0.2 acBigger

Bigger than 52% of homes nearby

Year built1955
OlderTypical 1979Newer

Newer than 13% of homes nearby

How 812 Osage St ranks against every home in each area.
MeasureThis homeNormal 61761McLean County
Estimated valuepricier than$173,70312% of homes25% of homes
Price per ft²pricier than$23595% of homes90% of homes
Living areabigger than740 ft²almost no homes2% of homes
Lot sizebigger than0.2 ac52% of homes42% of homes
Year builtnewer than195513% of homes28% of homes

About 812 Osage St

How much is 812 Osage St, Normal, IL worth?

The TopHap Estimate for 812 Osage St, Normal, IL is $173,703 as of Jul 14, 2026. The likely range is $165,897 to $181,509. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 812 Osage St, Normal, IL last sell?

812 Osage St, Normal, IL last sold on Nov 6, 2020 for $87,500, according to the county's recorded deed.

How big is 812 Osage St, Normal, IL?

812 Osage St, Normal, IL has 2 bedrooms, 1 bathrooms and 740 square feet of living space.

When was 812 Osage St, Normal, IL built?

812 Osage St, Normal, IL was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 812 Osage St, Normal, IL?

812 Osage St, Normal, IL is assigned to Oakdale Elementary School (elementary), rated C-; Kingsley Junior High School (middle), rated C+; Normal Community West High School (high), rated B. All sit in McLean County Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 812 Osage St, Normal, IL compare to other homes in Normal 61761?

Among the 12,955 homes in Normal 61761, it is worth more than 12% of them ($173,703 against a typical $251,755), its price per square foot is higher than 95% of them ($235 against a typical $165), it is bigger than almost none of them (740 ft² against a typical 1,494 ft²), its lot is bigger than 52% of them (0.2 ac against a typical 0.2 ac) and it is newer than 13% of them (1955 against a typical 1979). Measured against all of McLean County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 812 Osage St, Normal, IL?

The 2025 property tax bill for 812 Osage St, Normal, IL was $3,477. The county assessed it at $44,763.

Closest homes

More homes in Normal 61761

Assigned schools

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