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Single Family ResidenceResidential
$124,774$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

813 SPRUCE ST

WAVELAND, MS 39576
1
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$125K
$115K low$134K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,525 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$490
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,035
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,525
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$35,251

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.90 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.58%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHancock
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 432 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waveland Elementary School
Elementary · Grades PK–2 · 1.2 mi
H
Bay High SchoolA
High · Grades 9–12 · 3.5 mi
M
Bay Waveland Middle SchoolA-
Middle · Grades 6–8 · 3.6 mi

District: Bay St. Louis School District

Neighborhood · ZIP 39576These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.728 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,657
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,445
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

813 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Waveland 39576
  • Costs more per square foot than 77% of homes in Waveland 39576
  • Among the smallest homes in Waveland 39576
  • Has a smaller lot than 92% of homes in Waveland 39576
  • Older than 91% of homes in Hancock County

What homes are worth in Waveland 39576

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$850K

This home is worth more than 9% of homes in Waveland 39576.

How it measures up in Waveland 39576

The dot is this home. The mark in the middle is the typical home in Waveland 39576.

Estimated value$124,774
CheaperTypical $212,334Pricier

Pricier than 9% of homes nearby

Price per ft²$162
CheaperTypical $127Pricier

Pricier than 77% of homes nearby

Living area768 ft²
SmallerTypical 1,742 ft²Bigger

Smaller than almost all homes nearby

Lot size0.16 ac
SmallerTypical 0.33 acBigger

Bigger than 8% of homes nearby

Year built1964
OlderTypical 2000Newer

Newer than 15% of homes nearby

How 813 Spruce St ranks against every home in each area.
MeasureThis homeWaveland 39576Hancock County
Estimated valuepricier than$124,7749% of homes9% of homes
Price per ft²pricier than$16277% of homes74% of homes
Living areabigger than768 ft²almost no homes4% of homes
Lot sizebigger than0.16 ac8% of homes9% of homes
Year builtnewer than196415% of homes9% of homes

About 813 Spruce St

How much is 813 Spruce St, Waveland, MS worth?

The TopHap Estimate for 813 Spruce St, Waveland, MS is $124,774 as of Oct 21, 2026. The likely range is $115,407 to $134,141. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 813 Spruce St, Waveland, MS?

813 Spruce St, Waveland, MS has 1 bathrooms, 768 square feet of living space and a 0.16-acre lot.

When was 813 Spruce St, Waveland, MS built?

813 Spruce St, Waveland, MS was built in 1964, making it 62 years old.

What schools serve 813 Spruce St, Waveland, MS?

813 Spruce St, Waveland, MS is assigned to Waveland Elementary School (elementary); Bay High School (high), rated A; Bay Waveland Middle School (middle), rated A-. All sit in Bay St. Louis School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 813 Spruce St, Waveland, MS compare to other homes in Waveland 39576?

Among the 2,354 homes in Waveland 39576, it is worth more than 9% of them ($124,774 against a typical $212,334), its price per square foot is higher than 77% of them ($162 against a typical $127), it is bigger than almost none of them (768 ft² against a typical 1,742 ft²), its lot is bigger than 8% of them (0.16 ac against a typical 0.33 ac) and it is newer than 15% of them (1964 against a typical 2000). Measured against all of Hancock County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 813 Spruce St, Waveland, MS?

The 2025 property tax bill for 813 Spruce St, Waveland, MS was $443. The county assessed it at $3,525.

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