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Single Family ResidenceResidential
$219,854$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $240,000 on Oct 12, 2021

815 14TH ST

SAINT CLOUD, FL 34769
4
Beds
3
Baths
868 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$220K
$209K low$231K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Oct 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,518 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOsceola
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 288 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Saint Cloud High SchoolC-
High · Grades 9–12 · 0.4 mi
M
Saint Cloud Middle SchoolB+
Middle · Grades 6–8 · 0.4 mi
E
Michigan Avenue Elementary SchoolB-
Elementary · Grades KG–5 · 0.6 mi

District: Osceola County School District

Neighborhood · ZIP 34769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.150
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,746
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,606
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,979
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

815 14th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Osceola County
  • Costs more per square foot than 88% of homes in Osceola County
  • Smaller than 97% of homes in Osceola County
  • Has a smaller lot than 81% of homes in Saint Cloud 34769
  • Among the oldest homes in Osceola County

What homes are worth in Saint Cloud 34769

Each bar is how many homes fall in that price range. The marker is this home.

This home
$145K$502K

This home is worth more than 10% of homes in Saint Cloud 34769.

How it measures up in Saint Cloud 34769

The dot is this home. The mark in the middle is the typical home in Saint Cloud 34769.

Estimated value$219,854
CheaperTypical $304,870Pricier

Pricier than 10% of homes nearby

Price per ft²$253
CheaperTypical $212Pricier

Pricier than 85% of homes nearby

Living area868 ft²
SmallerTypical 1,441 ft²Bigger

Bigger than 8% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.17 acBigger

Bigger than 19% of homes nearby

Year built1910
OlderTypical 1988Newer

Newer than 2% of homes nearby

How 815 14th St ranks against every home in each area.
MeasureThis homeSaint Cloud 34769Osceola County
Estimated valuepricier than$219,85410% of homes8% of homes
Price per ft²pricier than$25385% of homes88% of homes
Living areabigger than868 ft²8% of homes3% of homes
Lot sizebigger than3,920 ft²19% of homes22% of homes
Year builtnewer than19102% of homesalmost no homes

About 815 14th St

How much is 815 14th St, Saint Cloud, FL worth?

The TopHap Estimate for 815 14th St, Saint Cloud, FL is $219,854 as of Aug 30, 2026. The likely range is $208,807 to $230,901. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 815 14th St, Saint Cloud, FL last sell?

815 14th St, Saint Cloud, FL last sold on Oct 12, 2021 for $240,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 815 14th St, Saint Cloud, FL?

815 14th St, Saint Cloud, FL has 4 bedrooms, 3 bathrooms, 868 square feet of living space and a 0.09-acre lot.

When was 815 14th St, Saint Cloud, FL built?

815 14th St, Saint Cloud, FL was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 815 14th St, Saint Cloud, FL?

815 14th St, Saint Cloud, FL is assigned to Saint Cloud High School (high), rated C-; Saint Cloud Middle School (middle), rated B+; Michigan Avenue Elementary School (elementary), rated B-. All sit in Osceola County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 815 14th St, Saint Cloud, FL compare to other homes in Saint Cloud 34769?

Among the 9,489 homes in Saint Cloud 34769, it is worth more than 10% of them ($219,854 against a typical $304,870), its price per square foot is higher than 85% of them ($253 against a typical $212), it is bigger than 8% of them (868 ft² against a typical 1,441 ft²), its lot is bigger than 19% of them (3,920 ft² against a typical 0.17 ac) and it is newer than 2% of them (1910 against a typical 1988). Measured against all of Osceola County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 815 14th St, Saint Cloud, FL?

The 2025 property tax bill for 815 14th St, Saint Cloud, FL was $3,518. The county assessed it at $196,300.

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