Single Family ResidenceResidential
Last sold for $263,000 on Aug 25, 2020
815 MORNINGSIDE LOOP
SAINT JOSEPH, MN 56374
3
Beds
1
Baths
1,752 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$263,000 · Aug 25, 2020
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,351 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$328,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$357,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$375,700
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Tilt-Up Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²
Transaction History(4)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EH
Kennedy Community SchoolB+
Elementary · Grades PK–8 · 0.9 mi
Apollo High SchoolC-
High · Grades 9–12 · 5.5 mi
District: St. Cloud Area School District
Neighborhood · ZIP 56374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,970
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.168 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,765
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,748
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%
Owner Tools
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Claim this homeData by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
815 Morningside Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Bigger than 78% of homes in Saint Joseph 56374
- Has a smaller lot than 79% of homes in Saint Joseph 56374
- Newer than 91% of homes in Stearns County
How it measures up in Saint Joseph 56374
The dot is this home. The mark in the middle is the typical home in Saint Joseph 56374.
Living area1,752 ft²
SmallerTypical 1,294 ft²Bigger
Bigger than 78% of homes nearby
Lot size0.25 ac
SmallerTypical 0.49 acBigger
Bigger than 21% of homes nearby
Year built2011
OlderTypical 1990Newer
Newer than 90% of homes nearby
| Measure | This home | Saint Joseph 56374 | Stearns County |
|---|---|---|---|
| Living areabigger than | 1,752 ft² | 78% of homes | 76% of homes |
| Lot sizebigger than | 0.25 ac | 21% of homes | 32% of homes |
| Year builtnewer than | 2011 | 90% of homes | 91% of homes |
About 815 Morningside Loop
When did 815 Morningside Loop, Saint Joseph, MN last sell?
815 Morningside Loop, Saint Joseph, MN last sold on Aug 25, 2020 for $263,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.
How big is 815 Morningside Loop, Saint Joseph, MN?
815 Morningside Loop, Saint Joseph, MN has 3 bedrooms, 1 bathrooms, 1,752 square feet of living space and a 0.25-acre lot.
When was 815 Morningside Loop, Saint Joseph, MN built?
815 Morningside Loop, Saint Joseph, MN was built in 2011, making it 15 years old. It is a ranch home. The building has 1 story.
What schools serve 815 Morningside Loop, Saint Joseph, MN?
815 Morningside Loop, Saint Joseph, MN is assigned to Kennedy Community School (elementary), rated B+; Apollo High School (high), rated C-. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 815 Morningside Loop, Saint Joseph, MN compare to other homes in Saint Joseph 56374?
Among the 3,165 homes in Saint Joseph 56374, it is bigger than 78% of them (1,752 ft² against a typical 1,294 ft²), its lot is bigger than 21% of them (0.25 ac against a typical 0.49 ac) and it is newer than 90% of them (2011 against a typical 1990). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 815 Morningside Loop, Saint Joseph, MN?
The 2026 property tax bill for 815 Morningside Loop, Saint Joseph, MN was $3,351. The county assessed it at $375,700.
More homes on Morningside Loop
- 823 Morningside Loop$440K4 bd · 3.5 ba · 1,578 ft² · Sold $427K · Aug 2025
- 804 Morningside Loop$218K5 bd · 2.5 ba · 1,384 ft² · Sold $335K · Feb 2023
- 819 Morningside Loop$362K4 bd · 2.5 ba · 2,987 ft² · Sold $478K · Sep 2022
- 826 Morningside Loop$290K5 bd · 1 ba · 1,400 ft² · Sold $415K · Jun 2022
- 824 Morningside Loop$215K5 bd · 2 ba · 1,364 ft² · Sold $279K · Mar 2021
- 812 Morningside Loop$222K4 bd · 1 ba · 1,320 ft² · Sold $270K · Sep 2019
- 811 Morningside Loop$175K3 bd · 1 ba · 1,176 ft² · Sold $217K · Aug 2019
- 827 Morningside Loop3 bd · 1.8 ba · 1,107 ft² · Sold $221K · Dec 2018
- 821 Morningside Loop$222K4 bd · 3.5 ba · 1,550 ft² · Sold $275K · Nov 2017
- 814 Morningside Loop$193K3 bd · 1 ba · 1,442 ft² · Sold $216K · May 2017
- 803 Morningside Loop$200K4 bd · 2 ba · 1,289 ft² · Sold $219K · Oct 2015
- 807 Morningside Loop$208K4 bd · 2 ba · 1,254 ft² · Sold $209K · Aug 2015
Closest homes
- 813 Morningside Loop76 ft · 4 bd · 2 ba · 1,176 ft² · Sold $170K · Feb 2010
- 817 Morningside Loop$239K86 ft · 4 bd · 2 ba · 1,232 ft² · Sold $198K · Jul 2013
- 206 Hill St W$206K187 ft · 3 bd · 1 ba · 1,300 ft² · Sold Jan 1900
- 200 Hill St W$235K199 ft · 3 bd · 1.8 ba · 1,436 ft² · Sold Jan 1900
- 811 Morningside Loop$175K153 ft · 3 bd · 1 ba · 1,176 ft² · Sold $217K · Aug 2019
- 816 Morningside Loop$200K218 ft · 4 bd · 2 ba · 1,292 ft² · Sold $181K · Aug 2011
- 814 Morningside Loop$193K224 ft · 3 bd · 1 ba · 1,442 ft² · Sold $216K · May 2017
- 820 Morningside Loop250 ft · 3 bd · 1 ba · 1,660 ft² · Sold $195K · Feb 2012
More homes in Saint Joseph 56374
- 226 16th Ave Se$330K3 bd · 1 ba · 1,464 ft² · Sold $340K · Aug 2026
- 516 Graceview Loop$217K2 bd · 1.5 ba · 1,354 ft² · Sold $217K · Aug 2026
- 1216 Callaway St E$325K3 bd · 1 ba · 1,255 ft² · Sold $325K · Aug 2026
- 253 17th Ave Se$162K4 bd · 1 ba · 976 ft² · Sold $302K · Aug 2026
- 15 E Minnesota St$265K2 bd · 1 ba · 979 ft² · Sold $263K · Aug 2026
- 10448 345th St$749K3 bd · 2.5 ba · 1,393 ft² · Sold $712K · Aug 2026
- 421 4th Ave Se$225K2 bd · 1 ba · 995 ft² · Sold $220K · Aug 2026
- 1306 Iris Ln Ne$375K5 bd · 1 ba · 1,336 ft² · Sold $370K · Jul 2026
- 12349 287th St4 bd · 1 ba · 1,027 ft² · Sold $425K · Jul 2026
- 115 Colman Ct$350K2 bd · 1 ba · 1,346 ft² · Sold $341K · Jul 2026
- 506 Graceview Loop$391K4 bd · 1 ba · 1,541 ft² · Sold $390K · Jul 2026
- 9960 385th St$226K3 bd · 1 ba · 958 ft² · Sold $383K · Jul 2026
Assigned schools
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