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Single Family ResidenceResidential
$438,107$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

815 ROCK CREEK RD

ZIRCONIA, NC 28790
3
Beds
2.5
Baths
2,184 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
13.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$438K
$330K low$547K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,570 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$483,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$343,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$483,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$483,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHENDERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.13.95
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²Patio · 90 ft²Porch · 200 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 6.6 mi
E
Hillandale Elementary SchoolD+
Elementary · Grades PK–5 · 6.8 mi
H
East Henderson High SchoolB-
High · Grades 9–12 · 8.3 mi

District: Henderson County Schools

Neighborhood · ZIP 28790These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,349
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,597
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,996
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.74 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

815 Rock Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 76% of homes in Henderson County
  • Bigger than 75% of homes in Zirconia 28790
  • Has a bigger lot than 97% of homes in Henderson County

What homes are worth in Zirconia 28790

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$1.9M

This home is worth more than 56% of homes in Zirconia 28790.

How it measures up in Zirconia 28790

The dot is this home. The mark in the middle is the typical home in Zirconia 28790.

Estimated value$438,107
CheaperTypical $403,408Pricier

Pricier than 56% of homes nearby

Price per ft²$201
CheaperTypical $244Pricier

Pricier than 30% of homes nearby

Living area2,184 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 75% of homes nearby

Lot size13.95 ac
SmallerTypical 1.63 acBigger

Bigger than 92% of homes nearby

Year built1995
OlderTypical 1987Newer

Newer than 61% of homes nearby

How 815 Rock Creek Rd ranks against every home in each area.
MeasureThis homeZirconia 28790Henderson County
Estimated valuepricier than$438,10756% of homes54% of homes
Price per ft²pricier than$20130% of homes24% of homes
Living areabigger than2,184 ft²75% of homes72% of homes
Lot sizebigger than13.95 ac92% of homes97% of homes
Year builtnewer than199561% of homes57% of homes

About 815 Rock Creek Rd

How much is 815 Rock Creek Rd, Zirconia, NC worth?

The TopHap Estimate for 815 Rock Creek Rd, Zirconia, NC is $438,107 as of Jul 14, 2026. The likely range is $329,599 to $546,615. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 815 Rock Creek Rd, Zirconia, NC last sell?

815 Rock Creek Rd, Zirconia, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 815 Rock Creek Rd, Zirconia, NC?

815 Rock Creek Rd, Zirconia, NC has 3 bedrooms, 2.5 bathrooms, 2,184 square feet of living space and a 13.95-acre lot.

When was 815 Rock Creek Rd, Zirconia, NC built?

815 Rock Creek Rd, Zirconia, NC was built in 1995, making it 31 years old. It is a ranch home. The building has 1 story.

What schools serve 815 Rock Creek Rd, Zirconia, NC?

815 Rock Creek Rd, Zirconia, NC is assigned to Flat Rock Middle School (middle), rated B; Hillandale Elementary School (elementary), rated D+; East Henderson High School (high), rated B-. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 815 Rock Creek Rd, Zirconia, NC compare to other homes in Zirconia 28790?

Among the 1,875 homes in Zirconia 28790, it is worth more than 56% of them ($438,107 against a typical $403,408), its price per square foot is higher than 30% of them ($201 against a typical $244), it is bigger than 75% of them (2,184 ft² against a typical 1,612 ft²), its lot is bigger than 92% of them (13.95 ac against a typical 1.63 ac) and it is newer than 61% of them (1995 against a typical 1987). Measured against all of Henderson County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 815 Rock Creek Rd, Zirconia, NC?

The 2025 property tax bill for 815 Rock Creek Rd, Zirconia, NC was $2,570. The county assessed it at $483,900.

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