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TownhouseResidential
$401,818$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

815 S RACINE AVE

CHICAGO, IL 60607
3
Beds
2 / 1
Baths
1,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
673 ft²
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$402K
$366K low$438K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$246,229
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$196,983
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
CHARTER ONE BANK · recorded Jun 28, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,589
MILLENNIUM BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,045 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,769
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,231
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,999
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$390,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyCook
Lot (acres)The size of the land the home sits on, from county records.0.01
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J. Smyth Elementary SchoolD
Elementary · Grades KG–8 · 0.4 mi
H
Wells Community Academy High SchoolF
High · Grades 9–12 · 2.0 mi

District: Chicago Public School District 299

Neighborhood · ZIP 60607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.31,589
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14,213 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,924
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,715
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

815 S Racine Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 86% of homes in Chicago 60607
  • Smaller than 75% of homes in Little Italy / University Village
  • Among the smallest lots in Chicago 60607
  • Newer than 76% of homes in Cook County

What homes are worth in Chicago 60607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$1.5M

This home is worth more than 36% of homes in Chicago 60607.

How it measures up in Chicago 60607

The dot is this home. The mark in the middle is the typical home in Chicago 60607.

Estimated value$401,818
CheaperTypical $467,607Pricier

Pricier than 36% of homes nearby

Price per ft²$300
CheaperTypical $393Pricier

Pricier than 14% of homes nearby

Living area1,340 ft²
SmallerTypical 1,667 ft²Bigger

Bigger than 31% of homes nearby

Lot size673 ft²
SmallerTypical 0.51 acBigger

Smaller than almost all homes nearby

Year built1978
OlderTypical 1999Newer

Newer than 33% of homes nearby

How 815 S Racine Ave ranks against every home in each area.
MeasureThis homeLittle Italy / University VillageChicago 60607Cook County
Estimated valuepricier than$401,81855% of homes36% of homes63% of homes
Price per ft²pricier than$30037% of homes14% of homes68% of homes
Living areabigger than1,340 ft²25% of homes31% of homes43% of homes
Lot sizebigger than673 ft²2% of homesalmost no homesalmost no homes
Year builtnewer than197847% of homes33% of homes76% of homes

About 815 S Racine Ave

How much is 815 S Racine Ave, Chicago, IL worth?

The TopHap Estimate for 815 S Racine Ave, Chicago, IL is $401,818 as of Jul 14, 2026. The likely range is $365,547 to $438,089. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 815 S Racine Ave, Chicago, IL?

815 S Racine Ave, Chicago, IL has 3 bedrooms, 2 bathrooms, 1,340 square feet of living space and a 0.01-acre lot.

When was 815 S Racine Ave, Chicago, IL built?

815 S Racine Ave, Chicago, IL was built in 1978, making it 48 years old. It is a modern home. The building has 2 stories.

What schools serve 815 S Racine Ave, Chicago, IL?

815 S Racine Ave, Chicago, IL is assigned to J. Smyth Elementary School (elementary), rated D; Wells Community Academy High School (high), rated F. All sit in Chicago Public School District 299. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 815 S Racine Ave, Chicago, IL compare to other homes in Chicago 60607?

Among the 10,551 homes in Chicago 60607, it is worth more than 36% of them ($401,818 against a typical $467,607), its price per square foot is higher than 14% of them ($300 against a typical $393), it is bigger than 31% of them (1,340 ft² against a typical 1,667 ft²), its lot is bigger than almost none of them (673 ft² against a typical 0.51 ac) and it is newer than 33% of them (1978 against a typical 1999). Measured against all of Cook County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 815 S Racine Ave, Chicago, IL?

The 2023 property tax bill for 815 S Racine Ave, Chicago, IL was $8,045. The county assessed it at $39,000.

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