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Single Family ResidenceResidential
$191,891$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $30,000 on Dec 31, 2009

815 STATE ROUTE 990V

GILBOA, NY 12076
3
Beds
2 / 1
Baths
1,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$192K
$175K low$209K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Dec 31, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,584 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$158,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$140,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$158,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$164,583

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.40
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gilboa-Conesville Central SchoolC
Elementary · Grades PK–12 · 1.5 mi

District: Gilboa-Conesville Central School District

Neighborhood · ZIP 12076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.171
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.51%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,292
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,715
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

815 State Route 990v measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Schoharie County
  • Has a smaller lot than 96% of homes in Gilboa 12076
  • Newer than 96% of homes in Gilboa 12076

What homes are worth in Gilboa 12076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$669K

This home is worth more than 41% of homes in Gilboa 12076.

How it measures up in Gilboa 12076

The dot is this home. The mark in the middle is the typical home in Gilboa 12076.

Estimated value$191,891
CheaperTypical $216,932Pricier

Pricier than 41% of homes nearby

Price per ft²$145
CheaperTypical $166Pricier

Pricier than 40% of homes nearby

Living area1,320 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.4 ac
SmallerTypical 5.5 acBigger

Bigger than 4% of homes nearby

Year built2015
OlderTypical 1979Newer

Newer than 96% of homes nearby

How 815 State Route 990v ranks against every home in each area.
MeasureThis homeGilboa 12076Schoharie County
Estimated valuepricier than$191,89141% of homes28% of homes
Price per ft²pricier than$14540% of homes38% of homes
Living areabigger than1,320 ft²57% of homes39% of homes
Lot sizebigger than0.4 ac4% of homes14% of homes
Year builtnewer than201596% of homes96% of homes

About 815 State Route 990v

How much is 815 State Route 990v, Gilboa, NY worth?

The TopHap Estimate for 815 State Route 990v, Gilboa, NY is $191,891 as of Sep 24, 2026. The likely range is $175,237 to $208,545. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 815 State Route 990v, Gilboa, NY last sell?

815 State Route 990v, Gilboa, NY last sold on Dec 31, 2009 for $30,000, according to the county's recorded deed.

How big is 815 State Route 990v, Gilboa, NY?

815 State Route 990v, Gilboa, NY has 3 bedrooms, 2 bathrooms, 1,320 square feet of living space and a 0.40-acre lot.

When was 815 State Route 990v, Gilboa, NY built?

815 State Route 990v, Gilboa, NY was built in 2015, making it 11 years old. It is a ranch home. The building has 1 story.

What schools serve 815 State Route 990v, Gilboa, NY?

815 State Route 990v, Gilboa, NY is assigned to Gilboa-Conesville Central School (elementary), rated C. All sit in Gilboa-Conesville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 815 State Route 990v, Gilboa, NY compare to other homes in Gilboa 12076?

Among the 1,410 homes in Gilboa 12076, it is worth more than 41% of them ($191,891 against a typical $216,932), its price per square foot is higher than 40% of them ($145 against a typical $166), it is bigger than 57% of them (1,320 ft² against a typical 1,232 ft²), its lot is bigger than 4% of them (0.4 ac against a typical 5.5 ac) and it is newer than 96% of them (2015 against a typical 1979). Measured against all of Schoharie County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 815 State Route 990v, Gilboa, NY?

The 2026 property tax bill for 815 State Route 990v, Gilboa, NY was $3,584. The county assessed it at $158,000.

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