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Rural ResidenceResidential
$852,687$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8162 RIVER RANCH TRL

FULTON, MO 65251
2
Baths
3,162 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
50.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$853K
$805K low$901K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$657,687
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$526,150
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,000
THE CENTRAL TRUST BANK · recorded Jul 29, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
JEFFERSON BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,015 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,449 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,511
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,260

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCallaway
Lot (acres)The size of the land the home sits on, from county records.50.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Fiberglass
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 128 ft²Porch · 510 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Callaway Early Chd PK-02
Elementary · Grades PK–2 · 7.9 mi
M
South Callaway Middle SchoolB-
Middle · Grades 6–8 · 8.0 mi
H
South Callaway High SchoolB
High · Grades 9–12 · 8.2 mi

District: South Callaway County R-Ii School District

Neighborhood · ZIP 65251These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.21,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,556
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8162 River Ranch Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Fulton 65251
  • Costs more per square foot than 90% of homes in Fulton 65251
  • Bigger than 97% of homes in Callaway County
  • Has a bigger lot than 95% of homes in Fulton 65251
  • Newer than 72% of homes in Fulton 65251

What homes are worth in Fulton 65251

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$712K

This home is worth more than almost all homes in Fulton 65251.

How it measures up in Fulton 65251

The dot is this home. The mark in the middle is the typical home in Fulton 65251.

Estimated value$852,687
CheaperTypical $263,367Pricier

Pricier than almost all homes nearby

Price per ft²$270
CheaperTypical $180Pricier

Pricier than 90% of homes nearby

Living area3,162 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 96% of homes nearby

Lot size50.15 ac
SmallerTypical 1.03 acBigger

Bigger than 95% of homes nearby

Year built1998
OlderTypical 1980Newer

Newer than 72% of homes nearby

How 8162 River Ranch Trl ranks against every home in each area.
MeasureThis homeFulton 65251Callaway County
Estimated valuepricier than$852,687almost all homesalmost all homes
Price per ft²pricier than$27090% of homes87% of homes
Living areabigger than3,162 ft²96% of homes97% of homes
Lot sizebigger than50.15 ac95% of homes92% of homes
Year builtnewer than199872% of homes66% of homes

About 8162 River Ranch Trl

How much is 8162 River Ranch Trl, Fulton, MO worth?

The TopHap Estimate for 8162 River Ranch Trl, Fulton, MO is $852,687 as of Jul 14, 2026. The likely range is $804,849 to $900,525. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 8162 River Ranch Trl, Fulton, MO?

8162 River Ranch Trl, Fulton, MO has 2 bathrooms, 3,162 square feet of living space and a 50.15-acre lot.

When was 8162 River Ranch Trl, Fulton, MO built?

8162 River Ranch Trl, Fulton, MO was built in 1998, making it 28 years old. It is a conventional home. The building has 2 stories.

What schools serve 8162 River Ranch Trl, Fulton, MO?

8162 River Ranch Trl, Fulton, MO is assigned to South Callaway Early Chd PK-02 (elementary); South Callaway Middle School (middle), rated B-; South Callaway High School (high), rated B. All sit in South Callaway County R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8162 River Ranch Trl, Fulton, MO compare to other homes in Fulton 65251?

Among the 7,238 homes in Fulton 65251, it is worth more than almost all of them ($852,687 against a typical $263,367), its price per square foot is higher than 90% of them ($270 against a typical $180), it is bigger than 96% of them (3,162 ft² against a typical 1,456 ft²), its lot is bigger than 95% of them (50.15 ac against a typical 1.03 ac) and it is newer than 72% of them (1998 against a typical 1980). Measured against all of Callaway County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8162 River Ranch Trl, Fulton, MO?

The 2025 property tax bill for 8162 River Ranch Trl, Fulton, MO was $2,015. The county assessed it at $48,449.

Closest homes

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Assigned schools

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