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Single Family ResidenceResidential
$985,142$1,190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

818 TERRY LN

KEY WEST, FL 33040
3
Beds
2
Baths
828 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1903
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$985K
$863K low$1.1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,470 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$791,925 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$580,123
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$211,802
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$737,121
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$791,925

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.47%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMonroe
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Horace O'Bryant SchoolD+
Middle · Grades PK–8 · 1.0 mi
H
Key West High SchoolC-
High · Grades 9–12 · 1.6 mi
E
Gerald Adams Elementary SchoolC-
Elementary · Grades PK–5 · 4.1 mi

District: Monroe County School District

Neighborhood · ZIP 33040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.1

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.31,854
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.222 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,370
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,488
Average tempThe average temperature here across a full year.78°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

818 Terry Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 83% of homes in Monroe County
  • Smaller than 87% of homes in Monroe County
  • Has a bigger lot than 76% of homes in Key West 33040
  • Among the oldest homes in Key West 33040

What homes are worth in Key West 33040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$381K$4.1M

This home is worth more than 50% of homes in Key West 33040.

How it measures up in Key West 33040

The dot is this home. The mark in the middle is the typical home in Key West 33040.

Estimated value$985,142
CheaperTypical $979,424Pricier

Pricier than 50% of homes nearby

Price per ft²$1190
CheaperTypical $774Pricier

Pricier than 79% of homes nearby

Living area828 ft²
SmallerTypical 1,284 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.21 ac
SmallerTypical 0.12 acBigger

Bigger than 76% of homes nearby

Year built1903
OlderTypical 1973Newer

Older than almost all homes nearby

How 818 Terry Ln ranks against every home in each area.
MeasureThis homeKey West 33040Monroe County
Estimated valuepricier than$985,14250% of homes50% of homes
Price per ft²pricier than$119079% of homes83% of homes
Living areabigger than828 ft²19% of homes13% of homes
Lot sizebigger than0.21 ac76% of homes62% of homes
Year builtnewer than1903almost no homesalmost no homes

About 818 Terry Ln

How much is 818 Terry Ln, Key West, FL worth?

The TopHap Estimate for 818 Terry Ln, Key West, FL is $985,142 as of Sep 24, 2026. The likely range is $862,537 to $1,107,747. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 818 Terry Ln, Key West, FL last sell?

818 Terry Ln, Key West, FL last sold on Sep 24, 2024, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 818 Terry Ln, Key West, FL?

818 Terry Ln, Key West, FL has 3 bedrooms, 2 bathrooms, 828 square feet of living space and a 0.21-acre lot.

When was 818 Terry Ln, Key West, FL built?

818 Terry Ln, Key West, FL was built in 1903, making it 123 years old. The building has 2 stories.

What schools serve 818 Terry Ln, Key West, FL?

818 Terry Ln, Key West, FL is assigned to Horace O'Bryant School (middle), rated D+; Key West High School (high), rated C-; Gerald Adams Elementary School (elementary), rated C-. All sit in Monroe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 818 Terry Ln, Key West, FL compare to other homes in Key West 33040?

Among the 11,961 homes in Key West 33040, it is worth more than 50% of them ($985,142 against a typical $979,424), its price per square foot is higher than 79% of them ($1190 against a typical $774), it is bigger than 19% of them (828 ft² against a typical 1,284 ft²), its lot is bigger than 76% of them (0.21 ac against a typical 0.12 ac) and it is newer than almost none of them (1903 against a typical 1973). Measured against all of Monroe County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 818 Terry Ln, Key West, FL?

The 2024 property tax bill for 818 Terry Ln, Key West, FL was $5,470. The county assessed it at $791,925.

More homes on Terry Ln

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