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Single Family ResidenceResidential
$506,395$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

820 45TH AVE SW

ROCHESTER, MN 55902
2
Beds
2.5
Baths
1,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$506K
$439K low$574K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,600 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$533,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$373,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$507,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$533,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOLMSTED
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.2.01
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 447 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bamber Valley Elementary SchoolA-
Elementary · Grades PK–5 · 2.2 mi
M
John Adams Middle SchoolC
Middle · Grades 6–8 · 3.8 mi
H
Mayo High SchoolA
High · Grades 9–12 · 4.3 mi

District: Rochester Public School District

Neighborhood · ZIP 55902These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.26,266
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.635 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,949
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$170,465
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

820 45th Ave Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Olmsted County
  • Bigger than 78% of homes in Olmsted County
  • Has a bigger lot than 90% of homes in Rochester 55902
  • Older than 96% of homes in Rochester 55902

What homes are worth in Rochester 55902

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.5M

This home is worth more than 59% of homes in Rochester 55902.

How it measures up in Rochester 55902

The dot is this home. The mark in the middle is the typical home in Rochester 55902.

Estimated value$506,395
CheaperTypical $444,289Pricier

Pricier than 59% of homes nearby

Price per ft²$258
CheaperTypical $253Pricier

Pricier than 53% of homes nearby

Living area1,960 ft²
SmallerTypical 1,818 ft²Bigger

Bigger than 56% of homes nearby

Lot size2.01 ac
SmallerTypical 0.29 acBigger

Bigger than 90% of homes nearby

Year built1920
OlderTypical 1991Newer

Newer than 4% of homes nearby

How 820 45th Ave Sw ranks against every home in each area.
MeasureThis homeRochester 55902Olmsted County
Estimated valuepricier than$506,39559% of homes84% of homes
Price per ft²pricier than$25853% of homes63% of homes
Living areabigger than1,960 ft²56% of homes78% of homes
Lot sizebigger than2.01 ac90% of homes90% of homes
Year builtnewer than19204% of homes5% of homes

About 820 45th Ave Sw

How much is 820 45th Ave Sw, Rochester, MN worth?

The TopHap Estimate for 820 45th Ave Sw, Rochester, MN is $506,395 as of Sep 24, 2026. The likely range is $438,630 to $574,160. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 820 45th Ave Sw, Rochester, MN last sell?

820 45th Ave Sw, Rochester, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 820 45th Ave Sw, Rochester, MN?

820 45th Ave Sw, Rochester, MN has 2 bedrooms, 2.5 bathrooms, 1,960 square feet of living space and a 2.01-acre lot.

When was 820 45th Ave Sw, Rochester, MN built?

820 45th Ave Sw, Rochester, MN was built in 1920, making it 106 years old. It is a ranch home. The building has 1 story.

What schools serve 820 45th Ave Sw, Rochester, MN?

820 45th Ave Sw, Rochester, MN is assigned to Bamber Valley Elementary School (elementary), rated A-; John Adams Middle School (middle), rated C; Mayo High School (high), rated A. All sit in Rochester Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 820 45th Ave Sw, Rochester, MN compare to other homes in Rochester 55902?

Among the 9,332 homes in Rochester 55902, it is worth more than 59% of them ($506,395 against a typical $444,289), its price per square foot is higher than 53% of them ($258 against a typical $253), it is bigger than 56% of them (1,960 ft² against a typical 1,818 ft²), its lot is bigger than 90% of them (2.01 ac against a typical 0.29 ac) and it is newer than 4% of them (1920 against a typical 1991). Measured against all of Olmsted County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 820 45th Ave Sw, Rochester, MN?

The 2026 property tax bill for 820 45th Ave Sw, Rochester, MN was $5,600. The county assessed it at $533,000.

More homes on 45th Ave Sw

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Assigned schools

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