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Residential (General/Single)Residential
$593,292
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

820 CLAY ST

CEDAR FALLS, IA 50613
0
Baths
284
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$593K
$495K low$692K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$364 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,090
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$15,760

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBLACK HAWK
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary SchoolB+
Elementary · Grades PK–6 · 0.1 mi
H
Cedar Falls High SchoolA-
High · Grades 10–12 · 0.7 mi
M
Holmes Junior High SchoolA
Middle · Grades 7–9 · 1.2 mi

District: Cedar Falls Community School District

Neighborhood · ZIP 50613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,092
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,964
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

820 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Black Hawk County

What homes are worth in Cedar Falls 50613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$659K

This home is worth more than 96% of homes in Cedar Falls 50613.

How it measures up in Cedar Falls 50613

The dot is this home. The mark in the middle is the typical home in Cedar Falls 50613.

Estimated value$593,292
CheaperTypical $261,575Pricier

Pricier than 96% of homes nearby

How 820 Clay St ranks against every home in each area.
MeasureThis homeCedar Falls 50613Black Hawk County
Estimated valuepricier than$593,29296% of homesalmost all homes

About 820 Clay St

How much is 820 Clay St, Cedar Falls, IA worth?

The TopHap Estimate for 820 Clay St, Cedar Falls, IA is $593,292 as of Sep 24, 2026. The likely range is $494,891 to $691,693. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 820 Clay St, Cedar Falls, IA last sell?

820 Clay St, Cedar Falls, IA last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 820 Clay St, Cedar Falls, IA?

820 Clay St, Cedar Falls, IA is assigned to Lincoln Elementary School (elementary), rated B+; Cedar Falls High School (high), rated A-; Holmes Junior High School (middle), rated A. All sit in Cedar Falls Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 820 Clay St, Cedar Falls, IA?

The 2025 property tax bill for 820 Clay St, Cedar Falls, IA was $364. The county assessed it at $15,760.

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