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Single Family ResidenceResidential
$42,981$28 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $15,000 on Mar 7, 1996

820 HOWARD ST

SAGINAW, MI 48601
1
Baths
1,557 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1894
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$43K
$29K low$57K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,000 · Mar 7, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,014 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$41,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
29
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saginaw Arts and Sciences AcademyA
Middle · Grades 6–12 · 2.8 mi

District: Saginaw City School District

Neighborhood · ZIP 48601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,177
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.309 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,326
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

820 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Saginaw County
  • Costs less per square foot than 97% of homes in Saginaw County
  • Bigger than 82% of homes in Saginaw 48601
  • Has a smaller lot than 89% of homes in Saginaw County
  • Older than 94% of homes in Saginaw County

What homes are worth in Saginaw 48601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$20K$264K

This home is worth more than 33% of homes in Saginaw 48601.

How it measures up in Saginaw 48601

The dot is this home. The mark in the middle is the typical home in Saginaw 48601.

Estimated value$42,981
CheaperTypical $60,675Pricier

Pricier than 33% of homes nearby

Price per ft²$28
CheaperTypical $55Pricier

Pricier than 12% of homes nearby

Living area1,557 ft²
SmallerTypical 1,106 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.14 ac
SmallerTypical 0.21 acBigger

Bigger than 17% of homes nearby

Year built1894
OlderTypical 1955Newer

Newer than 7% of homes nearby

How 820 Howard St ranks against every home in each area.
MeasureThis homeCathedral DistrictSaginaw 48601Saginaw County
Estimated valuepricier than$42,98161% of homes33% of homes8% of homes
Price per ft²pricier than$2862% of homes12% of homes3% of homes
Living areabigger than1,557 ft²54% of homes82% of homes61% of homes
Lot sizebigger than0.14 ac45% of homes17% of homes11% of homes
Year builtnewer than189436% of homes7% of homes6% of homes

About 820 Howard St

How much is 820 Howard St, Saginaw, MI worth?

The TopHap Estimate for 820 Howard St, Saginaw, MI is $42,981 as of Sep 24, 2026. The likely range is $28,943 to $57,019. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 820 Howard St, Saginaw, MI last sell?

820 Howard St, Saginaw, MI last sold on Mar 7, 1996 for $15,000, according to the county's recorded deed.

How big is 820 Howard St, Saginaw, MI?

820 Howard St, Saginaw, MI has 1 bathrooms, 1,557 square feet of living space and a 0.14-acre lot.

When was 820 Howard St, Saginaw, MI built?

820 Howard St, Saginaw, MI was built in 1894, making it 132 years old. The building has 1 story.

What schools serve 820 Howard St, Saginaw, MI?

820 Howard St, Saginaw, MI is assigned to Saginaw Arts and Sciences Academy (middle), rated A. All sit in Saginaw City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 820 Howard St, Saginaw, MI compare to other homes in Saginaw 48601?

Among the 14,058 homes in Saginaw 48601, it is worth more than 33% of them ($42,981 against a typical $60,675), its price per square foot is higher than 12% of them ($28 against a typical $55), it is bigger than 82% of them (1,557 ft² against a typical 1,106 ft²), its lot is bigger than 17% of them (0.14 ac against a typical 0.21 ac) and it is newer than 7% of them (1894 against a typical 1955). Measured against all of Saginaw County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 820 Howard St, Saginaw, MI?

The 2025 property tax bill for 820 Howard St, Saginaw, MI was $1,014. The county assessed it at $20,800.

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