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Single Family ResidenceResidential
$144,066$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

820 RICHARDS RD

TOLEDO, OH 43607
3
Beds
2
Baths
1,766 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$144K
$127K low$161K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.105%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$83,304
HUNTINGTON NATIONAL BANK · recorded Mar 6, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,751
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,690 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,225
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,775
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLucas
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Keyser Elementary SchoolC-
Elementary · Grades KG–8 · 0.7 mi
H
Rogers High SchoolD
High · Grades 9–12 · 1.9 mi

District: Toledo Public Schools

Neighborhood · ZIP 43607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.127
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,335
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,850 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,478
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,254
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

820 Richards Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Toledo 43607
  • Costs less per square foot than 74% of homes in Lucas County
  • Bigger than 91% of homes in Scott Park
  • Has a smaller lot than 67% of homes in Lucas County
  • Among the newest homes in Scott Park

What homes are worth in Toledo 43607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$250K

This home is worth more than 88% of homes in Toledo 43607.

How it measures up in Toledo 43607

The dot is this home. The mark in the middle is the typical home in Toledo 43607.

Estimated value$144,066
CheaperTypical $76,962Pricier

Pricier than 88% of homes nearby

Price per ft²$82
CheaperTypical $65Pricier

Pricier than 66% of homes nearby

Living area1,766 ft²
SmallerTypical 1,306 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.14 ac
SmallerTypical 0.12 acBigger

Bigger than 56% of homes nearby

Year built2002
OlderTypical 1925Newer

Newer than almost all homes nearby

How 820 Richards Rd ranks against every home in each area.
MeasureThis homeScott ParkToledo 43607Lucas County
Estimated valuepricier than$144,06684% of homes88% of homes43% of homes
Price per ft²pricier than$8247% of homes66% of homes26% of homes
Living areabigger than1,766 ft²91% of homes84% of homes69% of homes
Lot sizebigger than0.14 ac40% of homes56% of homes33% of homes
Year builtnewer than2002almost all homesalmost all homes93% of homes

About 820 Richards Rd

How much is 820 Richards Rd, Toledo, OH worth?

The TopHap Estimate for 820 Richards Rd, Toledo, OH is $144,066 as of Jul 14, 2026. The likely range is $126,896 to $161,236. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 820 Richards Rd, Toledo, OH?

820 Richards Rd, Toledo, OH has 3 bedrooms, 2 bathrooms, 1,766 square feet of living space and a 0.14-acre lot.

When was 820 Richards Rd, Toledo, OH built?

820 Richards Rd, Toledo, OH was built in 2002, making it 24 years old. It is a conventional home.

What schools serve 820 Richards Rd, Toledo, OH?

820 Richards Rd, Toledo, OH is assigned to Keyser Elementary School (elementary), rated C-; Rogers High School (high), rated D. All sit in Toledo Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 820 Richards Rd, Toledo, OH compare to other homes in Toledo 43607?

Among the 8,056 homes in Toledo 43607, it is worth more than 88% of them ($144,066 against a typical $76,962), its price per square foot is higher than 66% of them ($82 against a typical $65), it is bigger than 84% of them (1,766 ft² against a typical 1,306 ft²), its lot is bigger than 56% of them (0.14 ac against a typical 0.12 ac) and it is newer than almost all of them (2002 against a typical 1925). Measured against all of Lucas County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 820 Richards Rd, Toledo, OH?

The 2025 property tax bill for 820 Richards Rd, Toledo, OH was $1,690. The county assessed it at $35,000.

Closest homes

More homes in Toledo 43607

Assigned schools

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