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Rural ResidenceResidential
$211,636$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

820 VALLEY CREEK DR

MONROE, NC 28112
2
Baths
1,519 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$212K
$174K low$249K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,450 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$280,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.43
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Masonry
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 140 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monroe Middle SchoolD-
Middle · Grades 6–8 · 0.4 mi
E
East Elementary SchoolD+
Elementary · Grades KG–5 · 0.8 mi
H
Monroe High SchoolD-
High · Grades 9–12 · 1.1 mi

District: Union County Public Schools

Neighborhood · ZIP 28112These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,035
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,806
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

820 Valley Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Union County
  • Costs less per square foot than 95% of homes in Union County
  • Smaller than 73% of homes in Union County
  • Has a smaller lot than 67% of homes in Monroe 28112
  • Newer than 70% of homes in Monroe 28112

What homes are worth in Monroe 28112

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$775K

This home is worth more than 12% of homes in Monroe 28112.

How it measures up in Monroe 28112

The dot is this home. The mark in the middle is the typical home in Monroe 28112.

Estimated value$211,636
CheaperTypical $365,192Pricier

Pricier than 12% of homes nearby

Price per ft²$139
CheaperTypical $205Pricier

Pricier than 10% of homes nearby

Living area1,519 ft²
SmallerTypical 1,627 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.43 ac
SmallerTypical 0.97 acBigger

Bigger than 33% of homes nearby

Year built2001
OlderTypical 1988Newer

Newer than 70% of homes nearby

How 820 Valley Creek Dr ranks against every home in each area.
MeasureThis homeMonroe 28112Union County
Estimated valuepricier than$211,63612% of homes6% of homes
Price per ft²pricier than$13910% of homes5% of homes
Living areabigger than1,519 ft²43% of homes27% of homes
Lot sizebigger than0.43 ac33% of homes47% of homes
Year builtnewer than200170% of homes51% of homes

About 820 Valley Creek Dr

How much is 820 Valley Creek Dr, Monroe, NC worth?

The TopHap Estimate for 820 Valley Creek Dr, Monroe, NC is $211,636 as of Sep 24, 2026. The likely range is $173,955 to $249,317. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 820 Valley Creek Dr, Monroe, NC last sell?

820 Valley Creek Dr, Monroe, NC last sold on Jan 27, 2023, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 820 Valley Creek Dr, Monroe, NC?

820 Valley Creek Dr, Monroe, NC has 2 bathrooms, 1,519 square feet of living space and a 0.43-acre lot.

When was 820 Valley Creek Dr, Monroe, NC built?

820 Valley Creek Dr, Monroe, NC was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 820 Valley Creek Dr, Monroe, NC?

820 Valley Creek Dr, Monroe, NC is assigned to Monroe Middle School (middle), rated D-; East Elementary School (elementary), rated D+; Monroe High School (high), rated D-. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 820 Valley Creek Dr, Monroe, NC compare to other homes in Monroe 28112?

Among the 11,421 homes in Monroe 28112, it is worth more than 12% of them ($211,636 against a typical $365,192), its price per square foot is higher than 10% of them ($139 against a typical $205), it is bigger than 43% of them (1,519 ft² against a typical 1,627 ft²), its lot is bigger than 33% of them (0.43 ac against a typical 0.97 ac) and it is newer than 70% of them (2001 against a typical 1988). Measured against all of Union County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 820 Valley Creek Dr, Monroe, NC?

The 2025 property tax bill for 820 Valley Creek Dr, Monroe, NC was $2,450. The county assessed it at $280,300.

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More homes in Monroe 28112

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