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TownhouseResidential
$438,720$366 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $400,000 on Oct 3, 2025

821 S RACINE AVE

CHICAGO, IL 60607
Building report
3
Beds
1.5
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
645 ft²
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$439K
$412K low$465K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Oct 3, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,720
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,976
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
NEW AMERICAN FUNDING · 6.99% 2 · recorded Oct 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,920 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,239 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,612
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,627
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,390

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyCOOK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.01
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J. Smyth Elementary SchoolD
Elementary · Grades KG–8 · 0.4 mi
H
Wells Community Academy High SchoolF
High · Grades 9–12 · 2.0 mi

District: Chicago Public School District 299

Neighborhood · ZIP 60607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.31,589
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14,213 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,924
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,715
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

821 S Racine Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Cook County
  • Costs more per square foot than 84% of homes in Cook County
  • Smaller than 85% of homes in Little Italy / University Village
  • Among the smallest lots in Chicago 60607
  • Newer than 75% of homes in Cook County

What homes are worth in Chicago 60607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$1.5M

This home is worth more than 45% of homes in Chicago 60607.

How it measures up in Chicago 60607

The dot is this home. The mark in the middle is the typical home in Chicago 60607.

Estimated value$438,720
CheaperTypical $467,695Pricier

Pricier than 45% of homes nearby

Price per ft²$366
CheaperTypical $392Pricier

Pricier than 41% of homes nearby

Living area1,200 ft²
SmallerTypical 1,665 ft²Bigger

Bigger than 22% of homes nearby

Lot size645 ft²
SmallerTypical 0.51 acBigger

Smaller than almost all homes nearby

Year built1978
OlderTypical 1999Newer

Newer than 33% of homes nearby

How 821 S Racine Ave ranks against every home in each area.
MeasureThis homeLittle Italy / University VillageChicago 60607Cook County
Estimated valuepricier than$438,72064% of homes45% of homes69% of homes
Price per ft²pricier than$36677% of homes41% of homes84% of homes
Living areabigger than1,200 ft²15% of homes22% of homes33% of homes
Lot sizebigger than645 ft²almost no homesalmost no homesalmost no homes
Year builtnewer than197847% of homes33% of homes75% of homes

About 821 S Racine Ave

How much is 821 S Racine Ave, Chicago, IL worth?

The TopHap Estimate for 821 S Racine Ave, Chicago, IL is $438,720 as of Jun 23, 2026. The likely range is $412,396 to $465,043. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 821 S Racine Ave, Chicago, IL last sell?

821 S Racine Ave, Chicago, IL last sold on Oct 3, 2025 for $400,000, according to the county's recorded deed.

How big is 821 S Racine Ave, Chicago, IL?

821 S Racine Ave, Chicago, IL has 3 bedrooms, 1.5 bathrooms, 1,200 square feet of living space and a 0.01-acre lot.

When was 821 S Racine Ave, Chicago, IL built?

821 S Racine Ave, Chicago, IL was built in 1978, making it 48 years old. It is a modern home. The building has 2 stories.

What schools serve 821 S Racine Ave, Chicago, IL?

821 S Racine Ave, Chicago, IL is assigned to J. Smyth Elementary School (elementary), rated D; Wells Community Academy High School (high), rated F. All sit in Chicago Public School District 299. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 821 S Racine Ave, Chicago, IL compare to other homes in Chicago 60607?

Among the 10,551 homes in Chicago 60607, it is worth more than 45% of them ($438,720 against a typical $467,695), its price per square foot is higher than 41% of them ($366 against a typical $392), it is bigger than 22% of them (1,200 ft² against a typical 1,665 ft²), its lot is bigger than almost none of them (645 ft² against a typical 0.51 ac) and it is newer than 33% of them (1978 against a typical 1999). Measured against all of Cook County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 821 S Racine Ave, Chicago, IL?

The 2023 property tax bill for 821 S Racine Ave, Chicago, IL was $6,920. The county assessed it at $33,239.

Closest homes

More homes in Chicago 60607

Assigned schools

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