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Single Family ResidenceResidential
$186,690$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

821 S RUSK ST

GAINESVILLE, TX 76240
3
Beds
2
Baths
1,497 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$187K
$159K low$215K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$163,690
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$130,952
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$23,000
GND FINANCIAL NA · recorded Jul 13, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$842 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$158,646 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,708
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$140,983
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,691
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,691

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.53 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOOKE
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 324 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gainesville Jr High SchoolD
Middle · Grades 7–8 · 0.2 mi
H
Gainesville High SchoolD+
High · Grades 9–12 · 1.3 mi
E
Edison Elementary School
Elementary · Grades PK–1 · 1.3 mi

District: Gainesville Independent School District

Neighborhood · ZIP 76240These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,647
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,136
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

821 S Rusk St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Cooke County
  • Costs less per square foot than 86% of homes in Cooke County
  • Has a smaller lot than 86% of homes in Cooke County
  • Older than 79% of homes in Cooke County

What homes are worth in Gainesville 76240

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$1.5M

This home is worth more than 24% of homes in Gainesville 76240.

How it measures up in Gainesville 76240

The dot is this home. The mark in the middle is the typical home in Gainesville 76240.

Estimated value$186,690
CheaperTypical $285,804Pricier

Pricier than 24% of homes nearby

Price per ft²$125
CheaperTypical $174Pricier

Pricier than 18% of homes nearby

Living area1,497 ft²
SmallerTypical 1,575 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.2 ac
SmallerTypical 0.39 acBigger

Bigger than 20% of homes nearby

Year built1957
OlderTypical 1980Newer

Newer than 27% of homes nearby

How 821 S Rusk St ranks against every home in each area.
MeasureThis homeGainesville 76240Cooke County
Estimated valuepricier than$186,69024% of homes18% of homes
Price per ft²pricier than$12518% of homes14% of homes
Living areabigger than1,497 ft²45% of homes41% of homes
Lot sizebigger than0.2 ac20% of homes14% of homes
Year builtnewer than195727% of homes21% of homes

About 821 S Rusk St

How much is 821 S Rusk St, Gainesville, TX worth?

The TopHap Estimate for 821 S Rusk St, Gainesville, TX is $186,690 as of Jul 14, 2026. The likely range is $158,781 to $214,599. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 821 S Rusk St, Gainesville, TX last sell?

821 S Rusk St, Gainesville, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 821 S Rusk St, Gainesville, TX?

821 S Rusk St, Gainesville, TX has 3 bedrooms, 2 bathrooms, 1,497 square feet of living space and a 0.20-acre lot.

When was 821 S Rusk St, Gainesville, TX built?

821 S Rusk St, Gainesville, TX was built in 1957, making it 69 years old.

What schools serve 821 S Rusk St, Gainesville, TX?

821 S Rusk St, Gainesville, TX is assigned to Gainesville Jr High School (middle), rated D; Gainesville High School (high), rated D+; Edison Elementary School (elementary). All sit in Gainesville Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 821 S Rusk St, Gainesville, TX compare to other homes in Gainesville 76240?

Among the 12,120 homes in Gainesville 76240, it is worth more than 24% of them ($186,690 against a typical $285,804), its price per square foot is higher than 18% of them ($125 against a typical $174), it is bigger than 45% of them (1,497 ft² against a typical 1,575 ft²), its lot is bigger than 20% of them (0.2 ac against a typical 0.39 ac) and it is newer than 27% of them (1957 against a typical 1980). Measured against all of Cooke County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 821 S Rusk St, Gainesville, TX?

The 2025 property tax bill for 821 S Rusk St, Gainesville, TX was $842. The county assessed it at $158,646.

Closest homes

More homes in Gainesville 76240

Assigned schools

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