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Single Family ResidenceResidential
$531,880$302 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

822 E TERRACE BAY CT

MONTICELLO, IN 47960
4
Beds
1.5
Baths
1,764 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,786 ft²
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$532K
$496K low$568K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,208 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$467,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$301,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$441,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$467,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHITE
Lot (acres)The size of the land the home sits on, from county records.0.04
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Meadowlawn Elementary SchoolB-
Elementary · Grades KG–5 · 1.9 mi
H
Twin Lakes Senior High SchoolC+
High · Grades 9–12 · 1.9 mi
M
Roosevelt Middle SchoolC+
Middle · Grades 6–8 · 2.1 mi

District: Twin Lakes School Corporation

Neighborhood · ZIP 47960These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.14,539
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.119 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,933
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,730
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

822 E Terrace Bay Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in White County
  • Costs more per square foot than 92% of homes in White County
  • Among the smallest lots in White County
  • Older than 80% of homes in Monticello 47960

What homes are worth in Monticello 47960

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$741K

This home is worth more than 92% of homes in Monticello 47960.

How it measures up in Monticello 47960

The dot is this home. The mark in the middle is the typical home in Monticello 47960.

Estimated value$531,880
CheaperTypical $243,022Pricier

Pricier than 92% of homes nearby

Price per ft²$302
CheaperTypical $164Pricier

Pricier than 87% of homes nearby

Living area1,764 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 64% of homes nearby

Lot size1,786 ft²
SmallerTypical 0.3 acBigger

Bigger than 2% of homes nearby

Year built1945
OlderTypical 1970Newer

Newer than 20% of homes nearby

How 822 E Terrace Bay Ct ranks against every home in each area.
MeasureThis homeMonticello 47960White County
Estimated valuepricier than$531,88092% of homes94% of homes
Price per ft²pricier than$30287% of homes92% of homes
Living areabigger than1,764 ft²64% of homes61% of homes
Lot sizebigger than1,786 ft²2% of homesalmost no homes
Year builtnewer than194520% of homes28% of homes

About 822 E Terrace Bay Ct

How much is 822 E Terrace Bay Ct, Monticello, IN worth?

The TopHap Estimate for 822 E Terrace Bay Ct, Monticello, IN is $531,880 as of Aug 30, 2026. The likely range is $495,751 to $568,009. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 822 E Terrace Bay Ct, Monticello, IN last sell?

822 E Terrace Bay Ct, Monticello, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 822 E Terrace Bay Ct, Monticello, IN?

822 E Terrace Bay Ct, Monticello, IN has 4 bedrooms, 1.5 bathrooms, 1,764 square feet of living space and a 0.04-acre lot.

When was 822 E Terrace Bay Ct, Monticello, IN built?

822 E Terrace Bay Ct, Monticello, IN was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 822 E Terrace Bay Ct, Monticello, IN?

822 E Terrace Bay Ct, Monticello, IN is assigned to Meadowlawn Elementary School (elementary), rated B-; Twin Lakes Senior High School (high), rated C+; Roosevelt Middle School (middle), rated C+. All sit in Twin Lakes School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 822 E Terrace Bay Ct, Monticello, IN compare to other homes in Monticello 47960?

Among the 9,296 homes in Monticello 47960, it is worth more than 92% of them ($531,880 against a typical $243,022), its price per square foot is higher than 87% of them ($302 against a typical $164), it is bigger than 64% of them (1,764 ft² against a typical 1,458 ft²), its lot is bigger than 2% of them (1,786 ft² against a typical 0.3 ac) and it is newer than 20% of them (1945 against a typical 1970). Measured against all of White County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 822 E Terrace Bay Ct, Monticello, IN?

The 2025 property tax bill for 822 E Terrace Bay Ct, Monticello, IN was $5,208. The county assessed it at $467,000.

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