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Single Family ResidenceResidential
$349,126$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

823 KAY CIR

CHATTANOOGA, TN 37421
2
Baths
1,911 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$349K
$313K low$385K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,226 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,875 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$323,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHamilton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
Lot (acres)The size of the land the home sits on, from county records.0.37
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Brainerd Elementary SchoolC+
Elementary · Grades PK–5 · 2.3 mi
H
East Hamilton High SchoolA
High · Grades 9–12 · 3.2 mi
M
East Hamilton Middle SchoolC
Middle · Grades 6–8 · 5.2 mi

District: Hamilton County School District

Neighborhood · ZIP 37421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.55,644
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,818 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,720
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

823 Kay Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in East Brainerd
  • Costs less per square foot than 77% of homes in East Brainerd
  • Older than 85% of homes in East Brainerd

What homes are worth in Chattanooga 37421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$181K$947K

This home is worth more than 44% of homes in Chattanooga 37421.

How it measures up in Chattanooga 37421

The dot is this home. The mark in the middle is the typical home in Chattanooga 37421.

Estimated value$349,126
CheaperTypical $366,362Pricier

Pricier than 44% of homes nearby

Price per ft²$183
CheaperTypical $194Pricier

Pricier than 37% of homes nearby

Living area1,911 ft²
SmallerTypical 1,912 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.37 ac
SmallerTypical 0.36 acBigger

Bigger than 51% of homes nearby

Year built1965
OlderTypical 1988Newer

Newer than 19% of homes nearby

How 823 Kay Cir ranks against every home in each area.
MeasureThis homeEast BrainerdChattanooga 37421Hamilton County
Estimated valuepricier than$349,12629% of homes44% of homes51% of homes
Price per ft²pricier than$18323% of homes37% of homes38% of homes
Living areabigger than1,911 ft²41% of homes50% of homes59% of homes
Lot sizebigger than0.37 ac52% of homes51% of homes47% of homes
Year builtnewer than196515% of homes19% of homes34% of homes

About 823 Kay Cir

How much is 823 Kay Cir, Chattanooga, TN worth?

The TopHap Estimate for 823 Kay Cir, Chattanooga, TN is $349,126 as of Oct 21, 2026. The likely range is $313,328 to $384,924. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 823 Kay Cir, Chattanooga, TN last sell?

823 Kay Cir, Chattanooga, TN last sold on Sep 2, 1997, according to the county's recorded deed.

How big is 823 Kay Cir, Chattanooga, TN?

823 Kay Cir, Chattanooga, TN has 2 bathrooms, 1,911 square feet of living space and a 0.37-acre lot.

When was 823 Kay Cir, Chattanooga, TN built?

823 Kay Cir, Chattanooga, TN was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 823 Kay Cir, Chattanooga, TN?

823 Kay Cir, Chattanooga, TN is assigned to East Brainerd Elementary School (elementary), rated C+; East Hamilton High School (high), rated A; East Hamilton Middle School (middle), rated C. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 823 Kay Cir, Chattanooga, TN compare to other homes in Chattanooga 37421?

Among the 16,253 homes in Chattanooga 37421, it is worth more than 44% of them ($349,126 against a typical $366,362), its price per square foot is higher than 37% of them ($183 against a typical $194), it is bigger than 50% of them (1,911 ft² against a typical 1,912 ft²), its lot is bigger than 51% of them (0.37 ac against a typical 0.36 ac) and it is newer than 19% of them (1965 against a typical 1988). Measured against all of Hamilton County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 823 Kay Cir, Chattanooga, TN?

The 2025 property tax bill for 823 Kay Cir, Chattanooga, TN was $1,226. The county assessed it at $80,875.

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