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Duplex (2 Units, Any Combination)Residential
Last sold for $122,000 on Oct 14, 2026

823 OSWEGO ST

UTICA, NY 13502
4
Beds
2
Baths
2,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$122,000 · Oct 14, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,921 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$121,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyONEIDA
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 364 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Senator James H Donovan Middle SchoolD+
Middle · Grades 7–8 · 0.7 mi
E
Watson Williams Elementary SchoolD
Elementary · Grades KG–6 · 0.7 mi
H
Thomas R Proctor High SchoolC-
High · Grades 9–12 · 2.1 mi

District: Utica City School District

Neighborhood · ZIP 13502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.32,039
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.596 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,269
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

823 Oswego St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 80% of homes in Utica 13502
  • Has a smaller lot than 93% of homes in Oneida County
  • Older than 72% of homes in Oneida County

How it measures up in Utica 13502

The dot is this home. The mark in the middle is the typical home in Utica 13502.

Living area2,136 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 80% of homes nearby

Lot size4,000 ft²
SmallerTypical 0.18 acBigger

Bigger than 17% of homes nearby

Year built1920
OlderTypical 1950Newer

Newer than 32% of homes nearby

How 823 Oswego St ranks against every home in each area.
MeasureThis homeUtica 13502Oneida County
Living areabigger than2,136 ft²80% of homes77% of homes
Lot sizebigger than4,000 ft²17% of homes7% of homes
Year builtnewer than192032% of homes28% of homes

About 823 Oswego St

When did 823 Oswego St, Utica, NY last sell?

823 Oswego St, Utica, NY last sold on Oct 14, 2026 for $122,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 823 Oswego St, Utica, NY?

823 Oswego St, Utica, NY has 4 bedrooms, 2 bathrooms, 2,136 square feet of living space and a 0.09-acre lot.

When was 823 Oswego St, Utica, NY built?

823 Oswego St, Utica, NY was built in 1920, making it 106 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 823 Oswego St, Utica, NY?

823 Oswego St, Utica, NY is assigned to Senator James H Donovan Middle School (middle), rated D+; Watson Williams Elementary School (elementary), rated D; Thomas R Proctor High School (high), rated C-. All sit in Utica City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 823 Oswego St, Utica, NY compare to other homes in Utica 13502?

Among the 10,091 homes in Utica 13502, it is bigger than 80% of them (2,136 ft² against a typical 1,496 ft²), its lot is bigger than 17% of them (4,000 ft² against a typical 0.18 ac) and it is newer than 32% of them (1920 against a typical 1950). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 823 Oswego St, Utica, NY?

The 2026 property tax bill for 823 Oswego St, Utica, NY was $1,921. The county assessed it at $45,000.

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