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Single Family ResidenceResidential
$1,441,106$481 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $450,000 on May 16, 2001

827 ELM DR

WEST RIVER, MD 20778
4 / 1
Baths
2,998 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.3M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · May 16, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$455,306
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$364,245
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$985,800
MORGAN STANLEY PRIVATE BANK NA · 3.29% 1 · recorded Jun 19, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,635 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,106,567 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,040,033
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,173,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.73%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyAnne Arundel
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 737 ft²Porch · 921 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Southern Middle SchoolA-
Middle · Grades 6–8 · 3.2 mi
E
Deale Elementary SchoolA-
Elementary · Grades KG–5 · 3.3 mi
H
Southern High SchoolB-
High · Grades 9–12 · 4.7 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 20778These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,603
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.188 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,945
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$212,005
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

827 Elm Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Anne Arundel County
  • Costs more per square foot than 91% of homes in Anne Arundel County
  • Bigger than 90% of homes in Anne Arundel County
  • Has a bigger lot than 74% of homes in Anne Arundel County
  • Newer than 94% of homes in West River 20778

What homes are worth in West River 20778

Each bar is how many homes fall in that price range. The marker is this home.

This home
$357K$1.9M

This home is worth more than 95% of homes in West River 20778.

How it measures up in West River 20778

The dot is this home. The mark in the middle is the typical home in West River 20778.

Estimated value$1,441,106
CheaperTypical $674,148Pricier

Pricier than 95% of homes nearby

Price per ft²$481
CheaperTypical $303Pricier

Pricier than 88% of homes nearby

Living area2,998 ft²
SmallerTypical 2,195 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.37 ac
SmallerTypical 0.48 acBigger

Bigger than 32% of homes nearby

Year built2011
OlderTypical 1989Newer

Newer than 94% of homes nearby

How 827 Elm Dr ranks against every home in each area.
MeasureThis homeWest River 20778Anne Arundel County
Estimated valuepricier than$1,441,10695% of homes97% of homes
Price per ft²pricier than$48188% of homes91% of homes
Living areabigger than2,998 ft²80% of homes90% of homes
Lot sizebigger than0.37 ac32% of homes74% of homes
Year builtnewer than201194% of homes88% of homes

About 827 Elm Dr

How much is 827 Elm Dr, West River, MD worth?

The TopHap Estimate for 827 Elm Dr, West River, MD is $1,441,106 as of Jul 14, 2026. The likely range is $1,311,876 to $1,570,336. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 827 Elm Dr, West River, MD last sell?

827 Elm Dr, West River, MD last sold on May 16, 2001 for $450,000, according to the county's recorded deed.

How big is 827 Elm Dr, West River, MD?

827 Elm Dr, West River, MD has 4 bathrooms, 2,998 square feet of living space and a 0.37-acre lot.

When was 827 Elm Dr, West River, MD built?

827 Elm Dr, West River, MD was built in 2011, making it 15 years old. It is a conventional home. The building has 2 stories.

What schools serve 827 Elm Dr, West River, MD?

827 Elm Dr, West River, MD is assigned to Southern Middle School (middle), rated A-; Deale Elementary School (elementary), rated A-; Southern High School (high), rated B-. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 827 Elm Dr, West River, MD compare to other homes in West River 20778?

Among the 782 homes in West River 20778, it is worth more than 95% of them ($1,441,106 against a typical $674,148), its price per square foot is higher than 88% of them ($481 against a typical $303), it is bigger than 80% of them (2,998 ft² against a typical 2,195 ft²), its lot is bigger than 32% of them (0.37 ac against a typical 0.48 ac) and it is newer than 94% of them (2011 against a typical 1989). Measured against all of Anne Arundel County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 827 Elm Dr, West River, MD?

The 2025 property tax bill for 827 Elm Dr, West River, MD was $12,635. The county assessed it at $1,106,567.

Closest homes

More homes in West River 20778

Assigned schools

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