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Single Family ResidenceResidential
$528,634$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $400,000 on Mar 23, 2022

840 COUNTY ROAD 686

CEDAR BLUFF, AL 35959
0
Baths
1,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$529K
$444K low$614K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Mar 23, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,410 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,340 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,980
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$335,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.131 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.0.63
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Porch · 32 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cedar Bluff High SchoolB+
Elementary · Grades PK–12 · 4.0 mi

District: Cherokee County School District

Neighborhood · ZIP 35959These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,275
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,188
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

840 County Road 686 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Cherokee County
  • Costs more per square foot than 89% of homes in Cherokee County
  • Bigger than 74% of homes in Cedar Bluff 35959
  • Has a smaller lot than 79% of homes in Cherokee County
  • Newer than 68% of homes in Cherokee County

What homes are worth in Cedar Bluff 35959

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$860K

This home is worth more than 86% of homes in Cedar Bluff 35959.

How it measures up in Cedar Bluff 35959

The dot is this home. The mark in the middle is the typical home in Cedar Bluff 35959.

Estimated value$528,634
CheaperTypical $287,466Pricier

Pricier than 86% of homes nearby

Price per ft²$298
CheaperTypical $194Pricier

Pricier than 83% of homes nearby

Living area1,776 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.63 ac
SmallerTypical 1.08 acBigger

Bigger than 29% of homes nearby

Year built1999
OlderTypical 1992Newer

Newer than 66% of homes nearby

How 840 County Road 686 ranks against every home in each area.
MeasureThis homeCedar Bluff 35959Cherokee County
Estimated valuepricier than$528,63486% of homes89% of homes
Price per ft²pricier than$29883% of homes89% of homes
Living areabigger than1,776 ft²74% of homes70% of homes
Lot sizebigger than0.63 ac29% of homes21% of homes
Year builtnewer than199966% of homes68% of homes

About 840 County Road 686

How much is 840 County Road 686, Cedar Bluff, AL worth?

The TopHap Estimate for 840 County Road 686, Cedar Bluff, AL is $528,634 as of Sep 24, 2026. The likely range is $443,679 to $613,589. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 840 County Road 686, Cedar Bluff, AL last sell?

840 County Road 686, Cedar Bluff, AL last sold on Mar 23, 2022 for $400,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 840 County Road 686, Cedar Bluff, AL?

840 County Road 686, Cedar Bluff, AL has 1,776 square feet of living space and a 0.63-acre lot.

When was 840 County Road 686, Cedar Bluff, AL built?

840 County Road 686, Cedar Bluff, AL was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 840 County Road 686, Cedar Bluff, AL?

840 County Road 686, Cedar Bluff, AL is assigned to Cedar Bluff High School (elementary), rated B+. All sit in Cherokee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 840 County Road 686, Cedar Bluff, AL compare to other homes in Cedar Bluff 35959?

Among the 2,820 homes in Cedar Bluff 35959, it is worth more than 86% of them ($528,634 against a typical $287,466), its price per square foot is higher than 83% of them ($298 against a typical $194), it is bigger than 74% of them (1,776 ft² against a typical 1,392 ft²), its lot is bigger than 29% of them (0.63 ac against a typical 1.08 ac) and it is newer than 66% of them (1999 against a typical 1992). Measured against all of Cherokee County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 840 County Road 686, Cedar Bluff, AL?

The 2025 property tax bill for 840 County Road 686, Cedar Bluff, AL was $1,410. The county assessed it at $30,340.

More homes on County Road 686

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