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Single Family ResidenceResidential
$399,992$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

840 RIVER RD

COWPENS, SC 29330
3
Beds
3 / 1
Baths
3,504 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$400K
$361K low$439K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$195,977
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$156,782
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$204,015
HOME POINT FINANCIAL CORPORATION · recorded Apr 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,581 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,114 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$465
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,649
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,114
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$325,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySpartanburg
Lot (acres)The size of the land the home sits on, from county records.1.01
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cowpens Elementary SchoolC+
Elementary · Grades PK–5 · 1.9 mi
H
Gettys D. Broome High SchoolA-
High · Grades 9–12 · 4.6 mi
M
Clifdale Middle SchoolB
Middle · Grades 6–8 · 6.3 mi

District: Spartanburg School District 3

Neighborhood · ZIP 29330These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.7,949
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.217 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,248
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,401
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

840 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Cowpens 29330
  • Costs less per square foot than 83% of homes in Spartanburg County
  • Bigger than 98% of homes in Cowpens 29330
  • Has a bigger lot than 75% of homes in Spartanburg County

What homes are worth in Cowpens 29330

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$585K

This home is worth more than 90% of homes in Cowpens 29330.

How it measures up in Cowpens 29330

The dot is this home. The mark in the middle is the typical home in Cowpens 29330.

Estimated value$399,992
CheaperTypical $208,304Pricier

Pricier than 90% of homes nearby

Price per ft²$114
CheaperTypical $141Pricier

Pricier than 27% of homes nearby

Living area3,504 ft²
SmallerTypical 1,362 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.01 ac
SmallerTypical 1 acBigger

Bigger than 52% of homes nearby

Year built1978
OlderTypical 1987Newer

Newer than 41% of homes nearby

How 840 River Rd ranks against every home in each area.
MeasureThis homeCowpens 29330Spartanburg County
Estimated valuepricier than$399,99290% of homes82% of homes
Price per ft²pricier than$11427% of homes17% of homes
Living areabigger than3,504 ft²98% of homes96% of homes
Lot sizebigger than1.01 ac52% of homes75% of homes
Year builtnewer than197841% of homes38% of homes

About 840 River Rd

How much is 840 River Rd, Cowpens, SC worth?

The TopHap Estimate for 840 River Rd, Cowpens, SC is $399,992 as of Jul 14, 2026. The likely range is $361,436 to $438,548. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 840 River Rd, Cowpens, SC last sell?

840 River Rd, Cowpens, SC last sold on Nov 29, 1977, according to the county's recorded deed.

How big is 840 River Rd, Cowpens, SC?

840 River Rd, Cowpens, SC has 3 bedrooms, 3 bathrooms, 3,504 square feet of living space and a 1.01-acre lot.

When was 840 River Rd, Cowpens, SC built?

840 River Rd, Cowpens, SC was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 840 River Rd, Cowpens, SC?

840 River Rd, Cowpens, SC is assigned to Cowpens Elementary School (elementary), rated C+; Gettys D. Broome High School (high), rated A-; Clifdale Middle School (middle), rated B. All sit in Spartanburg School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 840 River Rd, Cowpens, SC compare to other homes in Cowpens 29330?

Among the 3,966 homes in Cowpens 29330, it is worth more than 90% of them ($399,992 against a typical $208,304), its price per square foot is higher than 27% of them ($114 against a typical $141), it is bigger than 98% of them (3,504 ft² against a typical 1,362 ft²), its lot is bigger than 52% of them (1.01 ac against a typical 1 ac) and it is newer than 41% of them (1978 against a typical 1987). Measured against all of Spartanburg County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 840 River Rd, Cowpens, SC?

The 2025 property tax bill for 840 River Rd, Cowpens, SC was $1,581. The county assessed it at $11,114.

Closest homes

More homes in Cowpens 29330

Assigned schools

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