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Rural ResidenceResidential
$409,562$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

840 RIVER RD

WEST POINT, VA 23181
4
Beds
3
Baths
3,178 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$410K
$335K low$484K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$309,562
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$247,650
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
CITIZENS & FARMERS BANK · R · recorded Apr 24, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$978 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$320,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$292,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$320,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$320,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.74
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.76 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyKING WILLIAM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.93
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 629 ft²Porch · 135 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Point Middle/HighB-
Middle · Grades 6–12 · 1.9 mi
E
West Point Elementary SchoolA
Elementary · Grades PK–5 · 2.0 mi

District: West Point Town Public Schools

Neighborhood · ZIP 23181These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,497
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,722
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

840 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in King William County
  • Costs less per square foot than 77% of homes in West Point 23181
  • Bigger than 97% of homes in King William County
  • Has a smaller lot than 70% of homes in King William County
  • Older than 85% of homes in King William County

What homes are worth in West Point 23181

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$652K

This home is worth more than 91% of homes in West Point 23181.

How it measures up in West Point 23181

The dot is this home. The mark in the middle is the typical home in West Point 23181.

Estimated value$409,562
CheaperTypical $251,150Pricier

Pricier than 91% of homes nearby

Price per ft²$129
CheaperTypical $153Pricier

Pricier than 23% of homes nearby

Living area3,178 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.93 ac
SmallerTypical 0.7 acBigger

Bigger than 57% of homes nearby

Year built1960
OlderTypical 1979Newer

Newer than 30% of homes nearby

How 840 River Rd ranks against every home in each area.
MeasureThis homeWest Point 23181King William County
Estimated valuepricier than$409,56291% of homes92% of homes
Price per ft²pricier than$12923% of homes23% of homes
Living areabigger than3,178 ft²95% of homes97% of homes
Lot sizebigger than0.93 ac57% of homes30% of homes
Year builtnewer than196030% of homes15% of homes

About 840 River Rd

How much is 840 River Rd, West Point, VA worth?

The TopHap Estimate for 840 River Rd, West Point, VA is $409,562 as of Jul 14, 2026. The likely range is $335,273 to $483,851. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 840 River Rd, West Point, VA last sell?

840 River Rd, West Point, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 840 River Rd, West Point, VA?

840 River Rd, West Point, VA has 4 bedrooms, 3 bathrooms, 3,178 square feet of living space and a 0.93-acre lot.

When was 840 River Rd, West Point, VA built?

840 River Rd, West Point, VA was built in 1960, making it 66 years old. It is a cape cod home. The building has 1 story.

What schools serve 840 River Rd, West Point, VA?

840 River Rd, West Point, VA is assigned to West Point Middle/High (middle), rated B-; West Point Elementary School (elementary), rated A. All sit in West Point Town Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 840 River Rd, West Point, VA compare to other homes in West Point 23181?

Among the 2,327 homes in West Point 23181, it is worth more than 91% of them ($409,562 against a typical $251,150), its price per square foot is higher than 23% of them ($129 against a typical $153), it is bigger than 95% of them (3,178 ft² against a typical 1,632 ft²), its lot is bigger than 57% of them (0.93 ac against a typical 0.7 ac) and it is newer than 30% of them (1960 against a typical 1979). Measured against all of King William County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 840 River Rd, West Point, VA?

The 2026 property tax bill for 840 River Rd, West Point, VA was $978. The county assessed it at $320,500.

Closest homes

More homes in West Point 23181

Assigned schools

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