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Single Family ResidenceResidential
$518,752$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $354,000 on Feb 27, 2019

8407 MONTICELLO RIDGE DR

RURAL HALL, NC 27045
3
Beds
4 / 1
Baths
2,313 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.31 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$519K
$453K low$585K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$354,000 · Feb 27, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$182,452
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,962
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$336,300
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Feb 27, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,362 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$536,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$426,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$536,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$536,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyForsyth
Lot (acres)The size of the land the home sits on, from county records.1.31
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 114 ft²Security alarm

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rural Hall Elementary SchoolD+
Elementary · Grades PK–5 · 2.3 mi
M
Northwest Middle SchoolF
Middle · Grades 6–8 · 3.9 mi
H
North Forsyth High SchoolD-
High · Grades 9–12 · 5.7 mi

District: Forsyth County Schools

Neighborhood · ZIP 27045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,266
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.445 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,166
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,595
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8407 Monticello Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Rural Hall 27045
  • Costs more per square foot than 85% of homes in Rural Hall 27045
  • Bigger than 84% of homes in Rural Hall 27045
  • Has a bigger lot than 89% of homes in Forsyth County
  • Newer than 77% of homes in Forsyth County

What homes are worth in Rural Hall 27045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$734K

This home is worth more than 95% of homes in Rural Hall 27045.

How it measures up in Rural Hall 27045

The dot is this home. The mark in the middle is the typical home in Rural Hall 27045.

Estimated value$518,752
CheaperTypical $277,958Pricier

Pricier than 95% of homes nearby

Price per ft²$224
CheaperTypical $171Pricier

Pricier than 85% of homes nearby

Living area2,313 ft²
SmallerTypical 1,578 ft²Bigger

Bigger than 84% of homes nearby

Lot size1.31 ac
SmallerTypical 0.52 acBigger

Bigger than 79% of homes nearby

Year built2002
OlderTypical 1985Newer

Newer than 70% of homes nearby

How 8407 Monticello Ridge Dr ranks against every home in each area.
MeasureThis homeRural Hall 27045Forsyth County
Estimated valuepricier than$518,75295% of homes89% of homes
Price per ft²pricier than$22485% of homes84% of homes
Living areabigger than2,313 ft²84% of homes78% of homes
Lot sizebigger than1.31 ac79% of homes89% of homes
Year builtnewer than200270% of homes77% of homes

About 8407 Monticello Ridge Dr

How much is 8407 Monticello Ridge Dr, Rural Hall, NC worth?

The TopHap Estimate for 8407 Monticello Ridge Dr, Rural Hall, NC is $518,752 as of Jul 14, 2026. The likely range is $452,614 to $584,890. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8407 Monticello Ridge Dr, Rural Hall, NC last sell?

8407 Monticello Ridge Dr, Rural Hall, NC last sold on Feb 27, 2019 for $354,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 8407 Monticello Ridge Dr, Rural Hall, NC?

8407 Monticello Ridge Dr, Rural Hall, NC has 3 bedrooms, 4 bathrooms, 2,313 square feet of living space and a 1.31-acre lot.

When was 8407 Monticello Ridge Dr, Rural Hall, NC built?

8407 Monticello Ridge Dr, Rural Hall, NC was built in 2002, making it 24 years old. It is a conventional home. The building has 1 story.

What schools serve 8407 Monticello Ridge Dr, Rural Hall, NC?

8407 Monticello Ridge Dr, Rural Hall, NC is assigned to Rural Hall Elementary School (elementary), rated D+; Northwest Middle School (middle), rated F; North Forsyth High School (high), rated D-. All sit in Forsyth County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8407 Monticello Ridge Dr, Rural Hall, NC compare to other homes in Rural Hall 27045?

Among the 4,117 homes in Rural Hall 27045, it is worth more than 95% of them ($518,752 against a typical $277,958), its price per square foot is higher than 85% of them ($224 against a typical $171), it is bigger than 84% of them (2,313 ft² against a typical 1,578 ft²), its lot is bigger than 79% of them (1.31 ac against a typical 0.52 ac) and it is newer than 70% of them (2002 against a typical 1985). Measured against all of Forsyth County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8407 Monticello Ridge Dr, Rural Hall, NC?

The 2025 property tax bill for 8407 Monticello Ridge Dr, Rural Hall, NC was $3,362. The county assessed it at $536,600.

Closest homes

More homes in Rural Hall 27045

Assigned schools

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